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804 N Summit Ave, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 804 N Summit Ave, Sioux Falls, SD 57104 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1963
Square Footage2,562 sqft Finished Area
Lot Size6,599 sqft (0.151 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2021)
Tax Bill$4,300.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-22-17-231-009-000
Alternative APN
  • 39479

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Building Area2,562 sqft Finished Area
Gross Area2,463 sqft Gross Area
1st Floor1,772 sqft 1st Floor
Upper Floors691 sqft Upper Floors
Basement Area1,100 sqft Basement
Finished Basement346 sqft Finished
Family RoomFamily Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1963
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area6,599 sqft (0.151 acres)
Depth X Width150 ft x 44 ft Depth x Width
Patio Area916 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number39479
Street Address804 N SUMMIT AVE
CitySIOUX FALLS
StateSD
Zip57104-2231
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 7 BLOCK 17 MCCLELLAN`S ADDN TO WEST SIOUX FALLS
Legal SubdivisionMCCLELLAN`S ADDN
Legal Block17
Legal Lot Number7
JurisdictionMINNEHAHA SD
Minor Civil DivisionSIOUX FALLS
Census Blockgroup4
Census Block4002
Census Tract201

Owner

Source: Minnehaha County records · APN 01-22-17-231-009-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Deed of Trust, Mortgage · Line of Credit
VOYAGE FCU
Sep 06, 2013Deed of Trust, Mortgage · Line of Credit
SIOUX FALLS FEDERAL CREDIT UNION
Apr 24, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
HOYA FEDERAL CREDIT UNION
Feb 27, 2024Deed of Trust, Mortgage · Conventional Mortgage
VOYAGE FCU
Feb 27, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
VOYAGE FCU
Jan 07, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FLANAGAN STATE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2021 · Amount on Record
Deed SaleJan 07, 2021 · Amount on Record
Deed Book / Page602-D / 102
Last Transfer DateMay 05, 2023
Transfer DocDEED624/502
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1929MTG/761
DateJul 29, 2021
Book Page1929 MTG/761
Lender
NameVOYAGE FCU
TypeCredit Union
AddressSIOUX FALLS, SD 57105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 26, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2013: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231
Transaction TypeMortgage
Record UpdatedMay 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231

Mortgage

Document Number001743/798
DateSep 06, 2013
Book Page1743/798
Instrument327037
Lender
NameSIOUX FALLS FEDERAL CREDIT UNION
TypeSeller
Address700 E 14TH ST, SIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueSep 15, 2028

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Recording DateApr 24, 2026
Property Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231
Document Number002014/963
Book / Page2014-M / 963
Instrument DateApr 06, 2026
Instrument2026156939
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231

Mortgage

Document Number0000156939,
DateApr 24, 2026
Book Page2014-M/963
Instrument2026156939
Lender
NameHOYA FEDERAL CREDIT UNION
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueApr 06, 2041
Interest
Rate5.43%
Max Rate-1%

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231

Mortgage

Document Number01980/1025
DateFeb 27, 2024
Book Page1980/1025
Lender
NameVOYAGE FCU
TypeCredit Union
Address3823 S KIWANIS CIR, SIOUX FALLS, SD 57105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueMay 05, 2053
Interest
Rate TypeAdjustable Rate
Rate5.14%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2033
Change FrequencyAnnually
Min Rate At Change3.14%
Max Rate At Change7.14%
Index1-Year CMT
Max Rate10.1%

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMINNEHAHA SD
Recording DateFeb 27, 2024
Property Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231
Document NumberDEED624/502
Book / PageDEED 624 / 502
Instrument DateMay 05, 2023
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231

Mortgage

Document Number0019801025
DateFeb 27, 2024
Instrument1980/1025
Lender
NameVOYAGE FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueMay 05, 2053
Interest
Rate TypeAdjustable Rate
Rate5.14%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2033
Change FrequencyAnnually
Min Rate At Change3.14%
Max Rate At Change7.14%
Index1-Year CMT
Max Rate10.1%

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateJan 07, 2021
Property Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231
Document Number602DEED/102
Book / Page602 DEED / 102
Instrument DateDec 31, 2020
Transaction TypeTransfer
Record UpdatedMay 12, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address804 N SUMMIT AVE, SIOUX FALLS, SD 57104-2231

Mortgage

Document Number1910MTG515
DateJan 07, 2021
Instrument1910 MTG/515
Lender
NameFLANAGAN STATE BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,300.00$322,400 (+9.59%) Land $26,400 Building $296,000
2024$4,300.00 (+30.98%)$294,200 (+33.24%) Land $26,400 Building $267,800
2022$3,283.00$220,800 Land $21,000 Building $199,800

Flood & Wildfire

804 N Summit Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Minnehaha County (46099C), updated May 2, 2024

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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