804 Mona Cir, Staunton, VA 24401 Property Records

Staunton City property record for 804 Mona Cir, Staunton, VA 24401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1968
Lot Size	0.417 acres (18,164 sqft)
Owner	Individual Name on File
Tax Bill	$3,188 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4953`

Property Details

APN / Parcel Number

Primary APN	`4953`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Gross Area	2,548 sqft
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,164 sqft (0.417 acres)
Lot Dimensions	140 ft deep x 77 ft wide
Driveway	Concrete Driveway
Porch	Screened Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	804 MONA CIR
City	STAUNTON
State	VA
Zip	24401-4801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 22 SEC 1
Legal Subdivision	GREENSPRING VALLEY
Legal Lot Number	22
Jurisdiction	STAUNTON CITY VA
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1015
Census Tract	600

Owner

804 Mona Cir is owned and occupied by an individual.

Source: Staunton City records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	804 MONA CIR, STAUNTON, VA 24401-4801
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	804 MONA CIR, STAUNTON, VA 24401-4801
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 MONA CIR, STAUNTON, VA 24401-4801

Mortgage

Document Number	0210004436
Date	Dec 28, 2021
Instrument	210004436

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAUNTON CITY VA
Property Address	804 MONA CIR, STAUNTON, VA 24401-4801
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170001892
Date	Aug 7, 2017
Instrument	170001892

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	Richmond, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 804 Mona Cir was $3,188.

Source: Staunton City assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Staunton City
Unified School District	Staunton City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,188.00	$350,350 Land $65,450 Building $284,900	$350,350 Land $65,450 Building $284,900
2023	$2,689.00	$302,150 Land $56,550 Building $245,600	$302,150 Land $56,550 Building $245,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Mona Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1996–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Mona Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STAUNTON serves 25,750 people · EPA ID VA2790600
Water Source	Surface water
Last State Inspection	May 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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