804 Matlock Dr, Bloomington, IL 61704 Property Records

McLean County property record for 804 Matlock Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,888 sqft · built 1991
Lot Size	0.372 acres (16,215 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jan 2023)
Tax Bill	$9,269 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-12-178-006`

Property Details

APN / Parcel Number

Primary APN	`21-12-178-006`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,888 sqft Living Area
Gross Area	3,658 sqft
1st Floor Area	1,245 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,215 sqft (0.372 acres)
Lot Dimensions	110 ft deep x 150 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	342 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	804 MATLOCK DR
City	BLOOMINGTON
State	IL
Zip	61704-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	SECOND ADD TO OAKRIDGE SUB LOT 91
Legal Range	02E
Legal Township	23N
Legal Section	12
Legal Subdivision	OAKRIDGE SUB
Legal Lot Number	91
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2009
Census Tract	1107

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	804 MATLOCK DR, BLOOMINGTON, IL 61704-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 31, 2023	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Deed Document Number	20231477
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	804 MATLOCK DR, BLOOMINGTON, IL 61704-1246
Transaction Type	Mortgage
Record Updated	Dec 15, 2025
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 MATLOCK DR, BLOOMINGTON, IL 61704-1246

Mortgage

Document Number	202500017204
Date	Dec 2, 2025
Instrument	2025-00017204

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

Interest

Rate	5.75%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 31, 2023
Property Address	804 MATLOCK DR, BLOOMINGTON, IL 61704-1246
Document Number	202300001477
Map Reference	DOC 87-1469
Instrument Date	Jan 5, 2023
Instrument	2023-00001477
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	804 MATLOCK DR, BLOOMINGTON, IL 61704-1246

Mortgage

Document Number	202300001478
Date	Jan 31, 2023
Instrument	2023-00001478

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate	6.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,736 (+12.61%) Land $25,314 Building $101,422	$380,208 (+12.61%) Land $75,942 Building $304,266
2024	$9,269.00 (+9.23%)
2023	$8,486.00 (+11.81%)	$112,543 (+12.19%) Land $22,479 Building $90,064	$337,629 (+12.19%) Land $67,437 Building $270,192
2022	$7,590.00	$100,311 Land $20,036 Building $80,275	$300,933 Land $60,108 Building $240,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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