Osceola County property record for 804 Massachusetts Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 666 sqft · built 1949 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,500 (Jun 2023) |
| Tax Bill | $2,848 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0102-0030 |
| Primary APN | 01-26-30-0001-0102-0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 666 sqft Living Area |
| Gross Area | 711 sqft |
| 1st Floor Area | 666 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Porch | Florida Room |
|---|---|
| Porch Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 60 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 804 MASSACHUSETTS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR3 |
| Legal Description | ST CLOUD PB B PG 34 BLK 102 LOT 3 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 102 |
| Legal Lot Number | 3 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 43500 |
Source: Osceola County records, as of April 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-3319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 27, 2023 | Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC |
| Aug 23, 2017 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on File |
| Deed Sale | Jun 27, 2023 · Amount on File |
| Prior Sale | Aug 23, 2017 · Amount on File |
| Deed Document Number | 202382993 |
| Deed Book / Page | 6431 / 1504 |
| Prior Transfer Date | May 12, 2006 |
| Prior Transfer Doc | 0031630939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 27, 2023 |
| Property Address | 804 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-3319 |
| Document Number | 0064311504 |
| Book / Page | 6431 / 1504 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 2023082993 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2023 |
| Title Company | THE CLOSING AGENT LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,564.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7010 LAKE DR NONA BLVD137, BLVD137, ORLANDO, FL 32809-6821 |
| Name | Verified Name |
|---|---|
| Address | 804 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-3319 |
| Document Number | 0064311506 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 6431/1506 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0064311517 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 6431/1517 |
| Instrument | 2023082995 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, OH 43055 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 23, 2017 |
| Property Address | 804 MASSACHUSETTS AVE, SAINT CLOUD, FL 34769-3319 |
| Document Number | 0051982456 |
| Book / Page | 005198 / 002456 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 122153 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $619.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 MASSACHUSETTS AVE ST CLOUD FL 347693319, ST CLOUD, FL 34769-3319 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,848.00 (+1.97%) | $158,900 (+172.76%) Land $27,500 Building $131,400 | $158,900 (+13.66%) Land $27,500 Building $131,400 |
| 2024 | $2,793.00 (+859.79%) | ||
| 2023 | $291.00 (+3.19%) Homeowner's exemption Senior Citizen's exemption | $58,256 (+3%) | $139,800 (+10.17%) Land $20,000 Building $119,800 |
| 2022 | $282.00 Homeowner's exemption Senior Citizen's exemption | $56,560 | $126,900 Land $18,000 Building $108,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 1 (1994) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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