804 Illinois Ave, Elgin, IL 60120 Property Records

Kane County property record for 804 Illinois Ave, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,461 sqft · built 1925
Lot Size0.152 acres (6,600 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Feb 2016)
Tax Bill$5,031 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-24-436-005

Property Details

APN / Parcel Number

Primary APN06-24-436-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,461 sqft Living Area
Gross Area2,557 sqft
1st Floor Area1,461 sqft
Basement Area1,096 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Construction TypeFrame
Lot Area6,600 sqft (0.152 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address804 ILLINOIS AVE
CityELGIN
StateIL
Zip60120-8336
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWM REDEKERS 3RD ADDN LOT 9 BLOCK 2
Legal SubdivisionWM REDEKERS 3RD ADDN
Legal Block2
Legal Lot Number9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1010
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address804 ILLINOIS AVE, ELGIN, IL 60120-8336
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2016 · Amount on Record
Deed SaleFeb 4, 2016 · Amount on Record
Prior SaleJun 6, 2003 · Amount on Record
Deed Document Number20165673
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address804 ILLINOIS AVE, ELGIN, IL 60120-8336
Transaction TypeMortgage
Record UpdatedJun 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018401
DateJun 7, 2023
Instrument2023K018401
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 30, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,031.00 (+15.79%) Homeowner's exemption$73,958 (+8.57%) Land $14,185 Building $59,773$221,963 (+8.57%) Land $42,572 Building $179,391
2024$68,120 (+21.4%) Land $13,065 Building $55,055$204,442 (+21.44%) Land $39,211 Building $165,231
2022$4,345.00 (+4.83%) Homeowner's exemption$56,114 (+6.96%) Land $10,762 Building $45,352$168,342 (+6.96%) Land $32,286 Building $136,056
2021$4,145.00 Homeowner's exemption$52,463 Land $10,062 Building $42,401$157,389 Land $30,186 Building $127,203

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims102 (1979–2020)
Claims Outside the SFHA11 of 102
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 14 claims
  • Severe Storms And Flooding, Sep 2008 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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