804 Grove St, Bedford, VA 24523 Property Records

Bedford County property record for 804 Grove St, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 873 sqft · built 1947
Lot Size	0.182 acres (7,971 sqft)
Owner	Individual Name on Record
Tax Bill	$467 (2023)
Deeds & Mortgages	Nov 2023 Second Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`194 A 122 T`

Property Details

APN / Parcel Number

Primary APN	`194 A 122 T`
Alternative APN	`80502084`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	873 sqft Living Area
Attic	Attic
Attic Area	260 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,971 sqft (0.182 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	804 GROVE ST
City	BEDFORD
State	VA
Zip	24523-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROVE ST LOTS 2 & 3
Legal Subdivision	GROVE ST
Legal Lot Number	2-3
Jurisdiction	BEDFORD VA
Township / Civil Division	7
Census Block Group	1
Census Block	1013
Census Tract	50102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bedford Historic District listed 1984 · 208 contributing resources · NRIS 84000031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 GROVE ST, BEDFORD, VA 24523-3410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2010
Deed Sale	Apr 7, 2010
Deed Document Number	100003065
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	804 GROVE ST, BEDFORD, VA 24523-3410
Transaction Type	Mortgage
Record Updated	Dec 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230009206
Date	Nov 3, 2023
Instrument	230009206

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	804 GROVE ST, BEDFORD, VA 24523-3410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200001993
Date	Feb 28, 2020
Instrument	200001993

Lender

Name	AMERICAN FINANCIAL RESOURCES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$467.00 Additional exemption filed	$57,050	$114,100 Land $20,000 Building $94,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50
ZiTEL Fiber	960 / 960
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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