Clay County property record for 804 Garnet Cir, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,392 sqft · built 2000 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,100 (Oct 2018) |
| Tax Bill | $2,684 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-918-00-02-009.00 |
| Primary APN | 01-918-00-02-009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| Gross Area | 2,604 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 141 ft deep x 74 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
| Deck Area | 164 sqft |
| Patio Area | 164 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 804 GARNET CIR |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-8386 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND CREST 4TH PLAT LT 107 |
| Legal Range | 33W |
| Legal Township | 54N |
| Legal Section | 35 |
| Legal Subdivision | DIAMOND CREST 04 |
| Legal Lot Number | 107 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 21900 |
804 Garnet Cir is owned and occupied by two individuals who bought it in October 2018.
Source: Clay County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 804 GARNET CIR, SMITHVILLE, MO 64089-8386 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Oct 26, 2018 | Quit Claim Deed, Transfer QUICKEN LNS |
| Jun 19, 2017 | Deed of Trust, Mortgage ENDEAVOR CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on File |
| Deed Sale | Oct 26, 2018 · Amount on File |
| Prior Sale | Jun 10, 2004 · Amount on File |
| Deed Document Number | 201835032 |
| Deed Book / Page | 8307 / 105 |
| Prior Transfer Date | Oct 24, 2018 |
| Prior Transfer Doc | 0000035032 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 804 GARNET CIR, SMITHVILLE, MO 64089-8386 |
| Document Number | 0000034286 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 804 GARNET CIR SMITHVILLE MO 640898386, SMITHVILLE, MO 64089-8386 |
| Document Number | 0000034286 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 008545/000050 |
| Instrument | 34286 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Oct 26, 2018 |
| Property Address | 804 GARNET CIR, SMITHVILLE, MO 64089-8386 |
| Document Number | 0000035032 |
| Book / Page | 008307 / 000105 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 35032 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2018 |
| Title Company | CONTINENTAL |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 804 GARNET CIR SMITHVILLE MO 640898386, SMITHVILLE, MO 64089-8386 |
| Document Number | 35033 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 008307/000106 |
| Instrument | 35033 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 804 GARNET CIR, SMITHVILLE, MO 64089-8386 |
| Document Number | 0000021255 |
| Book / Page | 007992 / 000157 |
| Instrument Date | Jun 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 804 GARNET CIR SMITHVILLE MO 640898386, SMITHVILLE, MO 64089-8386 |
| Document Number | 0000021255 |
|---|---|
| Date | Jun 26, 2017 |
| Book Page | 007992/000157 |
| Instrument | 21255 |
| Name | ENDEAVOR CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | CHESTERFIELD, MO 63017 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 25, 2032 |
The 2025 property tax bill for 804 Garnet Cir was $2,684.
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,684.00 | $37,720 | $198,526 |
| 2023 | $2,437.00 | $35,300 | $185,789 |
| 2019 | $2,053.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 804 Garnet Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 804 Garnet Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 76% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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