804 Garfield Ave, Lancaster, OH 43130 Property Records

Fairfield County property record for 804 Garfield Ave, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 876 sqft · built 1930
Lot Size	0.122 acres (5,332 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Aug 2019)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2025 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31027-600`

Property Details

APN / Parcel Number

Primary APN	`05-31027-600`
Alternative APN	`0104 03053`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	5,332 sqft (0.122 acres)
Lot Dimensions	130 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	804 GARFIELD AVE
City	LANCASTER
State	OH
Zip	43130-2351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIONEER ADD LOT 244
Legal Subdivision	PIONEER ADD
Legal Lot Number	244
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	2
Census Block	2001
Census Tract	31700

Owner

Source: Fairfield County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Apr 2, 2025	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Jan 7, 2022	Warranty Deed, Transfer METROPOLIS TITLE
Aug 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Prior Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	201915126
Deed Book / Page	1800 / 1560
Prior Transfer Date	Jun 30, 1992
Prior Transfer Doc	0603000961
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 5, 2026
Property Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351
Document Number	0000013654
Instrument Date	Jul 27, 2026
Instrument	202613654
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351

Mortgage

Document Number	0000013654,
Date	Aug 5, 2026
Instrument	202613654

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 1, 2051

Interest

Rate	6.49%
Max Rate	-1%

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351

Mortgage

Document Number	0000004902
Date	Apr 2, 2025
Instrument	202500004902

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	5887 COPLEY DR # 55, SAN DIEGO, CA 92111

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	959 Months
Due	Mar 8, 2105

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Apr 1, 2025
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.5%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Jan 7, 2022
Property Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351
Document Number	0000000547
Map Reference	MB 1 PG 12
Instrument Date	Dec 14, 2021
Instrument	202200000547
Transaction Type	Transfer
Record Updated	Mar 12, 2026
Title Company	METROPOLIS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Aug 29, 2019
Property Address	804 GARFIELD AVE, LANCASTER, OH 43130-2351
Document Number	0000015126
Book / Page	001800 / 001560
Instrument Date	Aug 26, 2019
Instrument	15126
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 GARFIELD AVE LANCASTER OH 431302351, LANCASTER, OH 43130-2351

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (+212.51%)	$35,290 (+32.27%) Land $9,580 Building $25,710	$100,840 (+32.27%) Land $27,380 Building $73,460
2023	$1,015.00 (-5.05%)	$26,680 (-) Land $5,820 Building $20,860
2022	$1,069.00	$26,680 Land $5,820 Building $20,860	$76,240 Land $16,630 Building $59,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Glo Fiber, Verizon.

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