804 Ford St, Northfield, MN 55057 Property Records

Rice County property record for 804 Ford St, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,428 sqft · built 2005
Lot Size	0.184 acres (8,030 sqft)
Owner	2 Individual Names on File
Last Sale	$272,362 (Nov 2005)
Tax Bill	$6,152 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22.07.4.26.076`

Property Details

APN / Parcel Number

Primary APN	`22.07.4.26.076`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,428 sqft Living Area
1st Floor Area	1,414 sqft
Basement Area	1,414 sqft
Unfinished Basement	1,414 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,030 sqft (0.184 acres)
Lot Dimensions	110 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	636 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	804 FORD ST
City	NORTHFIELD
State	MN
Zip	55057-3269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 10 OF FARGAZE MEADOWS
Legal Subdivision	FARGAZE MEADOWS
Legal Block	10
Legal Lot Number	7
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2011
Census Tract	70503

Owner

804 Ford St is owned and occupied by two individuals who bought it in November 2005.

Source: Rice County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 FORD ST, NORTHFIELD, MN 55057-3269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2005 · Amount on File
Deed Sale	Nov 18, 2005 · Amount on File
Deed Document Number	200546379
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	804 FORD ST, NORTHFIELD, MN 55057-3269
Document Number	0000731452
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 FORD ST NORTHFIELD MN 550573269, NORTHFIELD, MN 55057-3269

Mortgage

Document Number	0000731452
Date	Oct 14, 2020
Instrument	731452

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 804 Ford St was $6,152.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,152.00	$358,100 (+0.42%) Land $71,500 Building $286,600	$358,100 (+0.42%) Land $71,500 Building $286,600
2025		$356,600 (+6.07%) Land $69,800 Building $286,800	$356,600 (+6.07%) Land $69,800 Building $286,800
2024	$5,190.00 (+24.58%)	$336,200 (-) Land $65,000 Building $271,200	$336,200 (-) Land $65,000 Building $271,200
2023	$4,166.00	$336,200 Land $65,000 Building $271,200	$336,200 Land $65,000 Building $271,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Ford St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Ford St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20