Eaton County property record for 804 Foote St, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,185 sqft · built 1900 |
| Lot Size | 3.39 acres (147,668 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,004 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10001230008001 |
| Primary APN | 10001230008001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,185 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 1,388 sqft |
| Unfinished Basement | 1,388 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 147,668 sqft (3.39 acres) |
| Total Buildings | 3 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 804 FOOTE ST |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-1304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM S 1/4 COR SEC.12, W 662.41 FT TO SE COR OF W 1/2 OF SW 1/4, W 30 FT TO POB, W 295 FT, N00?00' 14"W 500 FT, E 295 FT, S00?00'14"E 500 FT TO BEG. SEC.12, T2N R5W, CARMEL TWP 3-7-00 (ADJUSTMENT) |
| Legal Range | 05W |
| Legal Township | 02N |
| Legal Section | 12 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 20901 |
804 Foote St is owned and occupied by an individual who acquired it in May 2022.
Source: Eaton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 FOOTE ST, CHARLOTTE, MI 48813-1304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE INC |
| Jul 22, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 6, 2022 |
| Transfer Doc | 003013/132 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 804 FOOTE ST, CHARLOTTE, MI 48813-1304 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 804 FOOTE ST, CHARLOTTE, MI 48813-1304 |
| Document Number | 003171/293 |
|---|---|
| Date | Dec 23, 2025 |
| Book Page | 3171/293 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Jul 22, 2022 |
| Property Address | 804 FOOTE ST, CHARLOTTE, MI 48813-1304 |
| Document Number | 003013/132 |
| Book / Page | 3013 / 132 |
| Instrument Date | May 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 804 FOOTE ST, CHARLOTTE, MI 48813-1304 |
| Document Number | 0030130135 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 3013-0135 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
The 2025 property tax bill for 804 Foote St was $3,004 with a homeowner's exemption.
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| County Subdivision | Carmel Township |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,850 | $267,696 Land $40,280 Building $227,416 | |
| 2025 | $3,004.00 | ||
| 2023 | $112,700 | $225,400 | |
| 2022 | $2,580.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 804 Foote St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 804 Foote St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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