Union County property record for 804 Five Leaf Ln, Waxhaw, NC 28173
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4 ba · 3,455 sqft · built 2013 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,500 (Jan 2014) |
| Tax Bill | $4,059 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-072-212 |
| Primary APN | 06-072-212 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,455 sqft Living Area |
| 1st Floor Area | 1,661 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Hip |
| Lot Area | 11,892 sqft (0.273 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 804 FIVE LEAF LN |
|---|---|
| City | WAXHAW |
| State | NC |
| Zip | 28173-6323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 UNION |
| Legal Description | #51 HOLLISTER MP5 OPCJ912 |
| Legal Subdivision | HOLLISTER |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 21020 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 804 FIVE LEAF LN, WAXHAW, NC 28173-6323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 9, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| May 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2014 · Amount on Record |
| Deed Sale | Jan 17, 2014 · Amount on Record |
| Deed Document Number | 20141304 |
| Deed Book / Page | 6166 / 697 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 804 FIVE LEAF LN, WAXHAW, NC 28173-6323 |
| Document Number | 7673291 |
| Instrument Date | May 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 804 FIVE LEAF LN WAXHAW NC 281736323, WAXHAW, NC 28173-6323 |
| Document Number | 7673291 |
|---|---|
| Date | May 19, 2020 |
| Book Page | 007673/000291 |
| Instrument | 17290 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 804 FIVE LEAF LN, WAXHAW, NC 28173-6323 |
| Document Number | 7157694 |
| Instrument Date | May 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 804 FIVE LEAF LN WAXHAW NC 281736323, WAXHAW, NC 28173-6323 |
| Document Number | 7157694 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 007157/000694 |
| Instrument | 13227 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $873,700 (-) Land $169,500 Building $704,200 | $873,700 (-) Land $169,500 Building $704,200 | |
| 2025 | $4,059.00 (+28.45%) | $873,700 (+72.94%) Land $169,500 Building $704,200 | $873,700 (+72.94%) Land $169,500 Building $704,200 |
| 2023 | $3,160.00 | $505,200 Land $91,000 Building $414,200 | $505,200 Land $91,000 Building $414,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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