804 Encino Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 804 Encino Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,668 sqft · built 1979
Lot Size	0.267 acres (11,631 sqft)
Owner	Trust Name on Record
Last Sale	$459,000 (Sep 2008)
Tax Bill	$7,285 (2025)
Deeds & Mortgages	May 2024 Transfer Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`044-161-41`

Property Details

APN / Parcel Number

Primary APN	`044-161-41`
Alternative APN	`044-161-41-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,668 sqft Living Area
Gross Area	2,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,631 sqft (0.267 acres)
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Deck Area	370 sqft
Patio Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	804 ENCINO DR
City	APTOS
State	CA
Zip	95003-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10-SP
Legal Description	LOT 245
Legal Subdivision	DEER PARK VILLA SITES 04
Legal Lot Number	245
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	804 ENCINO DR, APTOS, CA 95003-4831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Intrafamily Transfer, Transfer
Nov 29, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2008 · Amount on Record
Deed Sale	Sep 15, 2008 · Amount on Record
Prior Sale	Jan 26, 2007 · Amount on Record
Deed Document Number	200838486
Last Transfer Date	Apr 20, 2024
Transfer Doc	0000008368
Record Updated	Sep 20, 2026

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 6, 2024
Property Address	804 ENCINO DR, APTOS, CA 95003-4831
Document Number	0000008368
Map Reference	MB 24 PG 20
Instrument Date	Apr 20, 2024
Instrument	2024-0008368
Transaction Type	Transfer
Record Updated	May 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	804 ENCINO DR, APTOS, CA 95003-4831

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	804 ENCINO DR, APTOS, CA 95003-4831
Document Number	0000039547
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 ENCINO DR APTOS CA 950034831, APTOS, CA 95003-4831

Mortgage

Document Number	0000039547
Date	Dec 16, 2019
Instrument	39547

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,226 (+2%) Land $361,743 Building $258,483
2025	$7,285.00 (+10.06%) Homeowner's exemption	$608,065 (+4.04%) Land $354,650 Building $253,415
2023	$6,619.00 (+4.7%) Homeowner's exemption	$584,453 Land $340,879 Building $243,574	$866,700
2022	$6,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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