804 Emerald St, Lowell, AR 72745 Property Records

Benton County property record for 804 Emerald St, Lowell, AR 72745

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 2000
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,937 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02059-000`

Property Details

APN / Parcel Number

Primary APN	`12-02059-000`
Alternative APNs	`44656.0` `44656`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Flooring	Steel Beam
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Driveway Area	848 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	60 sqft
Patio Area	120 sqft
Fence	Fence
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44656.0
Street Address	804 EMERALD ST
City	LOWELL
State	AR
Zip	72745-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40
Legal Range	30
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHFORK SUB PH IIIA-LOWELL
Legal Lot Number	33
Jurisdiction	BENTON AR
Township / Civil Division	3
Census Block Group	3
Census Block	3011
Census Tract	21406

Owner

Source: Benton County records, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2500 W MONROE AVE, LOWELL, AR 72745-9528
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Aug 16, 2019	Quit Claim Deed, Mortgage · Conventional with PMI BANK OF AR
Sep 14, 2017	Warranty Deed, Transfer · FHA Mortgage BANK OF AR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2019
Deed Sale	Aug 16, 2019
Prior Sale	Sep 14, 2017 · Amount on Record
Deed Document Number	2019042425
Deed Book / Page	2017 / 057487
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	804 EMERALD ST, LOWELL, AR 72745-8816
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021030705
Date	Apr 26, 2021
Instrument	2021030705

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

August 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BENTON AR
Recording Date	Aug 16, 2019
Property Address	804 EMERALD ST, LOWELL, AR 72745-8816
Document Number	0000042425
Instrument Date	Jul 29, 2019
Instrument	42425
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	NATIONS LENDING SERVICES, NATIONS LNDG SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	804 EMERALD ST LOWELL AR 727458816, LOWELL, AR 72745-8816

Mortgage

Document Number	42426
Date	Aug 16, 2019
Instrument	42426

Lender

Name	BANK OF AR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Sep 14, 2017
Property Address	804 EMERALD ST, LOWELL, AR 72745-8816
Document Number	0000D57487
Instrument Date	Sep 11, 2017
Instrument	D57487
Transaction Type	Transfer
Record Updated	Sep 29, 2017
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 EMERALD ST LOWELL AR 727458816, LOWELL, AR 72745-8816

Mortgage

Document Number	M192807
Date	Sep 14, 2017
Instrument	M192807

Lender

Name	BANK OF AR
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2047

Tax Assessment & Valuation

Source: Benton County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Lowell City
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,937.00 (+29.57%)	$52,893 (+55.75%) Land $15,200 Building $37,693
2024			$264,465 (+55.75%) Land $76,000 Building $188,465
2023	$1,495.00 Homeowner's exemption	$33,960 Land $7,200 Building $26,760	$169,800 Land $36,000 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	May 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGDALE WATER UTILITIES serves 100,795 people · EPA ID AR0000575
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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