Monroe County property record for 804 Earnst Ct, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,689 sqft · built 2005 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Company Name on File |
| Tax Bill | $12,079 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-133-046-000 |
| Primary APN | 08-19-133-046-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,689 sqft Living Area |
| 1st Floor Area | 2,689 sqft |
| Basement Area | 2,689 sqft |
| Unfinished Basement | 2,689 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 53,143 sqft (1.22 acres) |
| Garage Area | 1,500 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 4,718 sqft |
| Porch | Slab |
| Porch Area | 348 sqft |
| Patio Area | 133 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 804 EARNST CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 REMLOK PHASE 2 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 19 |
| Legal Subdivision | REMLOK |
| Legal Lot Number | 46 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 26 |
| Census Block Group | 4 |
| Census Block | 4039 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-19-133-046-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 804 EARNST CT, WATERLOO, IL 62298-3295 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Dec 03, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 29, 2018 |
| Transfer Doc | 0000398996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 804 EARNST CT, WATERLOO, IL 62298-3295 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000415008 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 415008 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 01, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 03, 2018 |
| Property Address | 804 EARNST CT, WATERLOO, IL 62298-3295 |
| Document Number | 0000398996 |
| Instrument Date | Nov 29, 2018 |
| Instrument | 398996 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 804 EARNST CT WATERLOO IL 622983295, WATERLOO, IL 62298-3295 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $210,350 (+27.83%) Land $25,690 Building $184,660 | $631,050 (+27.83%) Land $77,070 Building $553,980 | |
| 2024 | $12,079.00 | ||
| 2022 | Additional exemption filed | $164,560 Land $24,800 Building $139,760 | $493,680 Land $74,400 Building $419,280 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures