Champaign County property record for 804 E Florida Ave, Urbana, IL 61801
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,139 sqft · built 1952 |
| Lot Size | 0.178 acres (7,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $106,000 (Aug 2020) |
| Tax Bill | $3,528 (2024) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Mar 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-21-16-352-015 |
| Primary APN | 92-21-16-352-015 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,139 sqft Building Perimeter |
| 1st Floor Area | 1,139 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 7,759 sqft (0.178 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 760 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 804 E FLORIDA AVE |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61801-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 88 FAIRLAWN PARK 4TH ADD |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 16 |
| Legal Subdivision | FAIRLAWN PARK 4TH ADD |
| Legal Lot Number | 88 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 5601 |
Source: Champaign County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 804 E FLORIDA AVE, URBANA, IL 61801-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC |
| Mar 1, 2018 | Trustee's Deed, Foreclosure · ARM HEARTLAND BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2020 · Amount on Record |
| Deed Sale | Aug 10, 2020 · Amount on Record |
| Prior Sale | Mar 1, 2018 · Amount on Record |
| Deed Document Number | 202015625 |
| Prior Transfer Date | Jul 9, 2004 |
| Prior Transfer Doc | 0000022046 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 10, 2020 |
| Property Address | 804 E FLORIDA AVE, URBANA, IL 61801-5952 |
| Document Number | 0000015625 |
| Map Reference | MB K PG 18 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020R15625 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 804 E FLORIDA AVE, URBANA, IL 61801-5952 |
| Document Number | 0000015626 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020R15626 |
| Name | FLAT BRANCH HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Mar 1, 2018 |
| Property Address | 804 E FLORIDA AVE, URBANA, IL 61801-5952 |
| Document Number | 0000002997 |
| Map Reference | MB K PG18 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 2018R02997 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $111.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 804 E FLORIDA AVE, URBANA, IL 61801-5952 |
| Document Number | 0000002998 |
|---|---|
| Date | Mar 1, 2018 |
| Instrument | 2018R02998 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Mar 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.25% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 11.2% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $42,540 (+25.9%) Land $12,490 Building $30,050 | $127,620 (+25.9%) Land $37,470 Building $90,150 | |
| 2024 | $3,528.00 (+17.29%) | ||
| 2022 | $3,008.00 Homeowner's exemption | $33,790 Land $9,930 Building $23,860 | $101,370 Land $29,790 Building $71,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Nextlink, Pavlov Media, Volo.net Internet+Tech.
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