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804 E Clay St, Elk Point, SD 57025 Property Records

Union County property record for 804 E Clay St, Elk Point, SD 57025 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage1,176 sqft Living Area
Lot Size6,400 sqft (0.147 acres)
OccupancyOwner Occupied
Last Sale$170,000 (2021)
Tax Bill$2,802.00 (2025)

Property Details

APN / Parcel Number

Primary APN03.05.40.1002

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,176 sqft Living Area
Basement Area550 sqft Basement
Finished Basement550 sqft Finished
Stories1 Stories
Interior StructureWood Interior Structure

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area6,400 sqft (0.147 acres)
Depth X Width160 ft x 40 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area280 sqft Garage
Deck AreaDeck Area

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address804 E CLAY ST
CityELK POINT
StateSD
Zip57025-2110
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 3 OF LOT E & LOT F REPLAT OF BLKS 40 & 41 LESS LOT 1 OF LOT F W & H ADD EP CITY
Legal SubdivisionW & H ADD
Legal Block40-41
Legal Lot NumberE,F,F,3
Legal Unit1
JurisdictionUNION SD
Minor Civil DivisionELK POINT
Census Blockgroup3
Census Block3026
Census Tract20200

Owner

Source: Union County records · APN 03.05.40.1002

Assessment roll updated October 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address804 E CLAY ST, ELK POINT, SD 57025-2110
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
FIRST DAKOTA NATIONAL BANK
Jun 28, 2019Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Known Transactions
  • Last Sale Amount on Jul 06, 2021
  • Deed Sale Price on Jul 06, 2021
  • Prior Sale Amount on Jun 28, 2019
Deed Doc Number20213238
Deed Book / Page111 / 414
Record RefreshedJun 08, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateJul 06, 2021
Property Address804 E CLAY ST, ELK POINT, SD 57025-2110
Document Number000111/414
Book / Page111 / 414
Instrument DateJul 01, 2021
Instrument213238
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3030 VIKING DR, SIOUX CITY, IA 51104-2823

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address804 E CLAY ST, ELK POINT, SD 57025-2110

Mortgage

Document Number0000178718
DateJul 06, 2021
Instrument178/718
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateJun 28, 2019
Property Address804 E CLAY ST, ELK POINT, SD 57025-2110
Document Number00109/0406
Book / Page109 / 0406
Map ReferenceMB 12 PG 123
Instrument DateJun 21, 2019
Instrument192591
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address804 E CLAY ST, ELK POINT, SD 57025-2110

Transferred To (Grantee/Buyer)

NameVerified Name
Address804 E CLAY ST, ELK POINT, SD 57025-2110

Mortgage

Document Number0000192592
DateJun 28, 2019
Instrument192592
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJul 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJul 01, 2024
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change6.37%
Index1-Year LIBOR
Max Rate10.3%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated October 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityElk Point City
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,802.00 (+8.02%)$168,143 (+9.22%) Land $11,622 Building $156,521
2024$2,594.00 (-2.48%)
2023$2,660.00 (-4.21%)$153,942 Land $11,622 Building $142,320
2022$2,777.00

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