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804 E 8th Ct, Panama City, FL 32401 Property Records

Bay County property record for 804 E 8th Ct, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details3 bd · 1 ba · 1,222 sqft · built 1973
Lot Size0.128 acres (5,575 sqft)
Owner2 Company Names on Record
Last Sale$30,000 (Dec 2018)
Tax Bill$168 (2025)
Deeds & MortgagesMar 2026 Construction Loan
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN17231-000-000

Property Details

APN / Parcel Number

Primary APN17231-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,222 sqft Living Area
Gross Area1,416 sqft
1st Floor Area1,222 sqft
FlooringTile
Interior WallsWood

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,575 sqft (0.128 acres)
Lot Dimensions140 ft deep x 40 ft wide
PorchUnfinished Open Porch
Porch Area194 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address804 E 8TH CT
CityPANAMA CITY
StateFL
Zip32401-3548
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC03
Legal DescriptionGLENWOOD ADD. LOT 8 BLK 17 ORB 4070 P 562 MAP 105B4
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionGLENWOOD ADD
Legal Block17
Legal Lot Number8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group4
Census Block4029
Census Tract1600

Owner

Source: Bay County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 46, PANAMA CITY, FL 32402-0046
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Construction Mortgage
CENTENNIAL BANK
Dec 17, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2018 · Amount on Record
Deed SaleDec 17, 2018 · Amount on Record
Deed Document Number201876291
Deed Book / Page4070 / 562
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address804 E 8TH CT, PANAMA CITY, FL 32401-3548
Transaction TypeMortgage
Record UpdatedApr 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050160759
DateMar 24, 2026
Book Page5016/759
Instrument2026017687
Lender
NameCENTENNIAL BANK
TypeBank
AddressPANAMA CITY, FL 32405
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateDec 17, 2018
Property Address804 E 8TH CT, PANAMA CITY, FL 32401-3548
Document Number0040700562
Book / Page004070 / 000562
Instrument DateDec 13, 2018
Instrument76291
Transaction TypeTransfer
Record UpdatedJan 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address802 E 8TH CT PANAMA CITY BEACH FL 324013548, PANAMA CITY BEACH, FL 32401-3548

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$168.00 (-2.89%)$9,650 (-10.44%)$12,639 (+17.3%) Land $12,544 Building $95
2024$173.00 (-48.36%)$10,775 (+11%) Land $10,680 Building $95$10,775 (+11%) Land $10,680 Building $95
2023$335.00 (+6.35%)$9,707 (+33.89%) Land $9,612 Building $95$9,707 (+33.89%) Land $9,612 Building $95
2022$315.00$7,250 Land $7,155 Building $95$7,250 Land $7,155 Building $95

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1995–2023)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2023
Claims by Event
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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