804 Decoy Dr, Hampstead, MD 21074 Property Records

Carroll County property record for 804 Decoy Dr, Hampstead, MD 21074 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1992
Square Footage	1,428 sqft Total Area
Lot Size	7,000 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2000)
Tax Bill	$4,297.00 (2025)

Owner

Source: Carroll County records · APN 08-053588

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	804 DECOY DR, HAMPSTEAD, MD 21074-3146
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 07, 2000 · Amount on Record
Deed Sale	Jun 07, 2000 · Amount on Record
Prior Sale	Sep 16, 1992 · Amount on Record
Deed Doc Number	2000994687
Deed Book / Page	2351 / 279
Last Transfer Date	Oct 25, 2004
Transfer Doc	0042020733
Record Refreshed	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	804 DECOY DR, HAMPSTEAD, MD 21074-3146
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093980358
Date	Sep 05, 2019
Book Page	9398/0358

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	LUTHERVILLE TIMONIUM, MD 21093

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Sep 01, 2024
Change Frequency	5 Years
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	LIBOR
Margin	1
Max Rate	9.37%

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Hampstead Town
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,000 (+5.25%)	$383,800 (+15.74%) Land $110,000 Building $273,800
2025	$4,297.00 (+9.98%) Homeowner's exemption	$331,600 (+14.56%) Land $90,000 Building $241,600	$331,600 (-) Land $90,000 Building $241,600
2023	$3,907.00 Homeowner's exemption	$289,467	$331,600 Land $90,000 Building $241,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`08-053588`
Alternative APNs	`8053588` `053588`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,428 sqft Total Area
Basement Area	400 sqft Basement
Finished Basement	400 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	7,000 sqft (0.161 acres)
Deck Area	423 sqft Deck
Porch Area	112 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	053588
Street Address	804 DECOY DR
City	HAMPSTEAD
State	MD
Zip	21074-3146
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 247 - 7000 SQ FT DECOY DR 35-20/19 PL I ROBERTS FIELD SC 1
Legal Subdivision	ROBERTS FIELD
Legal Lot Number	247
Jurisdiction	CARROLL MD
Minor Civil Division	8, HAMPSTEAD
Census Blockgroup	4
Census Block	4015
Census Tract	508103