Okaloosa County property record for 804 Cross St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,160 sqft · built 1964 |
| Lot Size | 0.689 acres (29,997 sqft) |
| Owner | Company Name on File |
| Last Sale | $30,000 (May 2013) |
| Tax Bill | $2,961 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4770-6 |
| Primary APN | C56-000-589-4770-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,160 sqft Living Area |
| Gross Area | 1,385 sqft |
| 1st Floor Area | 1,160 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 29,997 sqft (0.689 acres) |
| Lot Width | 100 ft Width |
| Driveway | Driveway |
| Porch | Enclosed/Finished Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 804 CROSS ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CALHOUN S/D DESTIN LOT 202 BLK G |
| Legal Subdivision | CALHOUN S/D |
| Legal Block | G |
| Legal Lot Number | 202 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23306 |
804 Cross St is owned by a company that bought it in May 2013.
Source: Okaloosa County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 650043, DALLAS, TX 75265-0043 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2013 · Amount on File |
| Deed Sale | May 14, 2013 · Amount on File |
| Prior Sale | Aug 2, 2000 · Amount on File |
| Deed Document Number | 20132854436 |
| Deed Book / Page | 3095 / 1955 |
| Prior Transfer Date | May 13, 2013 |
| Prior Transfer Doc | 0030951955 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 804 Cross St was $2,961.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,961.00 | $253,714 Land $158,200 Building $95,514 | $253,714 Land $158,200 Building $95,514 |
| 2023 | $2,639.00 (+8.16%) | $240,813 (+8.34%) Land $143,544 Building $97,269 | $240,813 (+8.34%) Land $143,544 Building $97,269 |
| 2022 | $2,440.00 | $222,275 Land $130,494 Building $91,781 | $222,275 Land $130,494 Building $91,781 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 804 Cross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 96 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 96 in force |
| Nearby Flood Claims | 73 (1994–2020) |
| Claims Outside the SFHA | 47 of 73 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 804 Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
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