804 Cook Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 804 Cook Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,071 sqft · built 1889
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (May 2023)
Tax Bill	$2,946 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-29-22-14-0093`

Property Details

APN / Parcel Number

Primary APN	`29-29-22-14-0093`
Alternative APNs	`8030952` `253139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Asbestos
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	253139
Street Address	804 COOK AVE E
City	SAINT PAUL
State	MN
Zip	55106-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARLINGTON HILLS ADD B40&45-49 LOT 4 BLK 10
Legal Range	22
Legal Township	29
Legal Section	29
Legal Subdivision	ARLINGTON HILLS ADD B40&45-49
Legal Block	10
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2011
Census Tract	31000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 COOK AVE E, SAINT PAUL, MN 55106-3109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 3, 2019	Warranty Deed, Transfer · Conventional with PMI LAKE AREA MTG
Mar 27, 2017	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	20234987757
Prior Transfer Date	Oct 3, 2014
Prior Transfer Doc	0004542642
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 8, 2023
Property Address	804 COOK AVE E, SAINT PAUL, MN 55106-3109
Document Number	0A04987757
Instrument Date	Apr 28, 2023
Instrument	A04987757
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$659.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 COOK AVE E, SAINT PAUL, MN 55106-3109

Mortgage

Document Number	0A04987758
Date	May 8, 2023
Instrument	A04987758

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	804 COOK AVE E, SAINT PAUL, MN 55106-3109
Transaction Type	Mortgage
Record Updated	Dec 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04922161
Date	Dec 2, 2021
Instrument	A04922161

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 3, 2019
Property Address	804 COOK AVE E, SAINT PAUL, MN 55106-3109
Document Number	0004751806
Instrument Date	Mar 29, 2019
Instrument	4751806
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$433.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	804 COOK AVE E ST PAUL MN 551063109, ST PAUL, MN 55106-3109

Mortgage

Document Number	4751807
Date	Apr 3, 2019
Instrument	4751807

Lender

Name	LAKE AREA MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 27, 2017
Property Address	804 COOK AVE E, SAINT PAUL, MN 55106-3109
Document Number	0004652146
Instrument Date	Mar 22, 2017
Instrument	4652146
Transaction Type	Transfer
Record Updated	May 8, 2017

Transaction

Amount	Amount Recorded
Tax	$353.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 COOK AVE E ST PAUL MN 551063109, ST PAUL, MN 55106-3109

Mortgage

Document Number	4652147
Date	Mar 27, 2017
Instrument	4652147

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Mortgage

Document Number	4652148,
Date	Mar 27, 2017
Instrument	4652148

Lender

Name	BELL BK
Address	MINNEAPOLIS, MN 55416

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,900 (-7.35%) Land $25,000 Building $157,900	$182,900 (-7.35%) Land $25,000 Building $157,900
2025	$2,946.00 (-15.92%) Homeowner's exemption	$197,400 (-2.08%) Land $25,000 Building $172,400	$197,400 (-2.08%) Land $25,000 Building $172,400
2024	$3,504.00 (+40.38%)
2023	$2,496.00 Homeowner's exemption	$201,600 Land $20,000 Building $181,600	$201,600 Land $20,000 Building $181,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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