Hampden County and Ludlow Town property record for 804 Chapin St, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,677 sqft · built 1985 |
| Lot Size | 0.361 acres (15,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 1994) |
| Tax Bill | $6,380 (2026) |
| Deeds & Mortgages | Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:11D-03650 B:113C L:0 |
| Primary APN | M:11D-03650 B:113C L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,677 sqft Living Area |
| Gross Area | 4,683 sqft |
| Basement Area | 975 sqft |
| Unfinished Basement | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,725 sqft (0.361 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2095 |
|---|---|
| Street Address | 804 CHAPIN ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 3650 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 810412 |
804 Chapin St is owned and occupied by an individual who acquired it in March 2019.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 804 CHAPIN ST, LUDLOW, MA 01056-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 1994 · Amount on File |
| Deed Sale | May 9, 1994 · Amount on File |
| Last Transfer Date | Mar 11, 2019 |
| Transfer Doc | 22583-34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUDLOW MA |
| Recording Date | Mar 12, 2019 |
| Property Address | 804 CHAPIN ST, LUDLOW, MA 01056-1917 |
| Document Number | 22583-34 |
| Book / Page | 022583 / 000034 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 12180 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 188 WEDGEWOOD DR LUDLOW MA 010561853, LUDLOW, MA 01056-1853 |
The 2026 property tax bill for 804 Chapin St was $6,380, up 0.7% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,380.00 (+0.69%) | $398,500 (+9.12%) Land $88,900 Building $309,600 | $381,074 (-2.9%) |
| 2025 | $6,336.00 (+3.75%) | $365,200 (+8.18%) Land $80,800 Building $284,400 | $392,445 (-14.47%) |
| 2024 | $6,107.00 (+1.6%) | $337,600 (+9.57%) Land $80,700 Building $256,900 | $458,850 |
| 2023 | $6,011.00 | $308,100 Land $73,900 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 804 Chapin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 804 Chapin St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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