804 Center St, McHenry, IL 60050 Property Records

McHenry County property record for 804 Center St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,492 sqft · built 1937
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (Aug 2020)
Tax Bill	$6,804 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-35-133-017`

Property Details

APN / Parcel Number

Primary APN	`09-35-133-017`

Interior

Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,492 sqft Living Area
1st Floor Area	986 sqft
Basement Area	986 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	115 sqft
Deck Area	416 sqft

Location & Zoning

Street Address	804 CENTER ST
City	MCHENRY
State	IL
Zip	60050-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2020R0032714 LT 8 WATTLES ADDN
Legal Subdivision	WATTLES ADDN
Legal Block	133
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2011
Census Tract	870606

Owner

804 Center St is owned and occupied by two individuals who bought it in August 2020.

Source: McHenry County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 CENTER ST, MCHENRY, IL 60050-5515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Aug 20, 2020	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 20, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Feb 8, 2016
Deed Document Number	202032714
Prior Transfer Date	Jan 15, 2016
Prior Transfer Doc	0000004210
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Aug 28, 2026
Property Address	804 CENTER ST, MCHENRY, IL 60050-5515
Document Number	0000025203
Instrument Date	Aug 24, 2026
Instrument	202625203
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 CENTER ST, MCHENRY, IL 60050-5515

Mortgage

Document Number	0000025203,
Date	Aug 28, 2026
Instrument	202625203

Lender

Name	ADVIA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 20, 2020
Property Address	804 CENTER ST, MCHENRY, IL 60050-5515
Document Number	0000032714
Map Reference	MB 5 PG 72 DOC 74544
Instrument Date	Aug 10, 2020
Instrument	2020R0032714
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 CENTER ST, MCHENRY, IL 60050-5515

Mortgage

Document Number	0000032715
Date	Aug 20, 2020
Instrument	2020R0032715

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 20, 2020
Property Address	804 CENTER ST, MCHENRY, IL 60050-5515
Document Number	0000032713
Instrument Date	Jul 6, 2020
Instrument	32713
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	3856 OAKTON ST SKOKIE IL 600763454, SKOKIE, IL 60076-3454

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,804.00	$80,432 Land $11,770 Building $68,662	$241,296 Land $35,310 Building $205,986
2022		$66,851 Land $9,783 Building $57,068	$200,553 Land $29,349 Building $171,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 804 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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