804 Carmichael Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 804 Carmichael Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,724 sqft · built 1957
Lot Size12.4 acres (542,758 sqft)
Owner2 Individual Names on File
Last Sale$96,500 (Oct 1999)
Tax Bill$5,738 (2026)
Flood ZoneZone X (minimal risk)
APN493089 118.00-1-34

Property Details

APN / Parcel Number

Primary APN493089 118.00-1-34
Alternative APNs
  • 308911800000010340000000
  • 00000010551

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,724 sqft Living Area
1st Floor Area1,724 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialBrick
Lot Area542,758 sqft (12.4 acres)
Lot Dimensions1,300 ft deep x 568 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchPatio
Porch Area160 sqft
Shed1 Shed
Canopy192 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000010551
Street Address804 CARMICHAEL RD
CityOWEGO
StateNY
Zip13827-3316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number34.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2052
Census Tract20300

Owner

804 Carmichael Rd is owned and occupied by two individuals who bought it in October 1999.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address804 CARMICHAEL RD, OWEGO, NY 13827-3316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 1999 · Amount on File
Deed SaleOct 6, 1999 · Amount on File
Deed Book / Page633 / 218
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 804 Carmichael Rd was $5,738 with a homeowner's exemption, down 0.1% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,738.00 (-0.07%) Homeowner's exemption
2025$5,742.00$113,000 Land $17,100 Building $95,900$216,268 Land $32,727 Building $183,541
2023$113,000 Land $17,100 Building $95,900$209,259 Land $31,667 Building $177,592
2019$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 Carmichael Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1984)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 Carmichael Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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