804 7th Ave W, Unit 2, Polson, MT 59860 Property Records

Lake County property record for 804 7th Ave W, Unit 2, Polson, MT 59860

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,026 sqft · built 2018
Owner	2 Individual Names on File
Last Sale	$392,900 (Jun 2020)
Tax Bill	$2,316 (2026)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R841841`

Property Details

APN / Parcel Number

Primary APN	`R841841`
Alternative APNs	`15-3228-04-3-01-01-7102` `0000039002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Basement Area	836 sqft
Finished Basement	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Shed Roof
Roof Material	Metal
View / Lot	Waterfront / Beach
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft
Deck Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000039002
Street Address	804 7TH AVE W, 2
City	POLSON
State	MT
Zip	59860-9307
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVERBEND CONDOMINIUMS, S04, T22 N, R20 W, UNIT 2, BOAT SLIP A-2
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	RIVERBEND CONDOMINIUMS
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2007
Census Tract	940307

Owner

804 7th Ave W, Unit 2 is owned by two individuals who bought it in June 2020.

Source: Lake County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4618 HOOVER LN, STEVENSVILLE, MT 59870-6132
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2020 · Amount on File
Deed Sale	Jun 26, 2020 · Amount on File
Deed Document Number	2020578176
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jun 26, 2020
Property Address	804 7TH AVE W UNIT 2, 2, POLSON, MT 59860-9307
Document Number	578176
Map Reference	AF 572761
Instrument Date	Jun 25, 2020
Instrument	578176
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4800 GRANT CREEK RD, 4800, MISSOULA, MT 59808-1454

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1144 LANCE LN, STEVENSVILLE, MT 59870-6204
Investor	Possibly a Property Investor

Mortgage

Document Number	578177
Date	Jun 26, 2020
Instrument	578177

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 804 7th Ave W, Unit 2 was $2,316, down 46.2% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,316.00 (-46.15%)	$553,630 (-28.34%)
2025	$4,301.00	$772,600	$553,630 Land $303,850 Building $249,780
2023	$4,760.00	$609,300	$609,300 Land $267,800 Building $341,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 7th Ave W, Unit 2 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 7th Ave W, Unit 2 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100