804 5th St, Chester, IL 62233 Property Records

Randolph County property record for 804 5th St, Chester, IL 62233

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$42,045 (Dec 2016)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Dec 2005 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-135-010-00`

Property Details

APN / Parcel Number

Primary APN	`18-135-010-00`

Location & Zoning

Street Address	804 5TH ST
City	CHESTER
State	IL
Zip	62233-1741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	214/307 236/591 2009R02312 2009R03612 2009R03634 2009R03635 2009R03636 2016R04533 LOTS 5 6 11 13 & W1/2 LOTS 4 13 BLK 27 FORE
Legal Subdivision	FOREST HIGHLAND SUB DIV
Legal Block	27
Legal Lot Number	4-6,11
Jurisdiction	RANDOLPH IL
Township / Civil Division	CHESTER
Census Block Group	4
Census Block	4020
Census Tract	951300

Owner

804 5th St is owned and occupied by two individuals who bought it in December 2016.

Source: Randolph County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	804 5TH ST, CHESTER, IL 62233-1741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BUENA VISTA NATIONAL BANK
Dec 7, 2005	Deed of Trust, Mortgage · Reverse Mortgage FINANCIAL FREEDOM SENIOR FUNDING CORP
Jul 24, 2009	Sheriff's Deed, Foreclosure · Conventional Mortgage BUENA VISTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2016 · Amount on File
Deed Sale	Dec 8, 2016 · Amount on File
Prior Sale	Jul 24, 2009 · Amount on File
Deed Document Number	20164533
Prior Transfer Date	Jul 22, 2009
Prior Transfer Doc	0200903612
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	804 5TH ST, CHESTER, IL 62233-1741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00579
Date	Feb 10, 2017
Instrument	2017R00579

Lender

Name	BUENA VISTA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	804 5TH ST, CHESTER, IL 62233-1741
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00813/0523
Date	Dec 7, 2005
Book Page	813/0523
Instrument	224051

Lender

Name	FINANCIAL FREEDOM SENIOR FUNDING CORP
Type	Reverse Mortgage Lender
Address	ATLANTA, GA 30350

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	796 Months
Due	Apr 6, 2072

Interest

Rate Type	Adjustable Rate
Rate	5.86%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2006
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	15.8%

July 2009: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	RANDOLPH IL
Recording Date	Jul 24, 2009
Property Address	804 5TH ST, CHESTER, IL 62233-1741
Document Number	0200903612
Map Reference	MB G PG31
Instrument Date	Jul 22, 2009
Instrument	200903612
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2612 MEADOWVIEW DR, CHESTER, IL 62233-2040

Mortgage

Document Number	0200903613
Date	Jul 24, 2009
Instrument	200903613

Lender

Name	BUENA VISTA NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	25 Months
Due	Aug 1, 2011

Tax Assessment & Valuation

The 2025 property tax bill for 804 5th St was $5,730 with a homeowner's exemption, up 8.2% from the year before.

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chester City
County	Randolph County
Unified School District	Chester Community Unit School District 139 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,730.00 (+8.17%) Homeowner's exemption	$87,595 (+7.56%) Land $8,660 Building $78,935	$262,785 (+7.56%) Land $25,980 Building $236,805
2024	$5,297.00 Homeowner's exemption	$81,435 Land $8,050 Building $73,385	$244,305 Land $24,150 Building $220,155
2022	$4,383.00 Homeowner's exemption Additional exemption filed	$68,415 Land $6,900 Building $61,515	$205,245 Land $20,700 Building $184,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 804 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 804 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTER serves 8,407 people · EPA ID IL1570100
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BLIP Networks, ClearWave.

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