Henderson County property record for 8039 Rucker 2 Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,420 sqft · built 1974 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $13,500 (Nov 2022) |
| Tax Bill | $1,783 (2025) |
| Deeds & Mortgages | Feb 2025 Line of Credit Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-70 |
| Primary APN | 85-70 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,420 sqft Finished Area |
| Basement Area | 2,220 sqft |
| Unfinished Basement | 2,220 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 156,816 sqft (3.6 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Garage Area | 2,520 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 54359 |
|---|---|
| Street Address | 8039 RUCKER 2 RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | SABRA |
| Legal Lot Number | 10&11 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20703 |
Source: Henderson County records, as of February 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8039 RUCKER 1 RD E, HENDERSON, KY 42420-9719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 24, 2025 | Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC |
| Jan 27, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2022 · Amount on File |
| Deed Sale | Nov 14, 2022 · Amount on File |
| Deed Document Number | 202211602 |
| Deed Book / Page | 663 / 466 |
| Last Transfer Date | Dec 31, 2025 |
| Transfer Doc | 0RE688/681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8039 RUCKER 2 RD, HENDERSON, KY 42420 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8039 RUCKER 1 RD E, HENDERSON, KY 42420-9719 |
| Document Number | MT1464/120 |
|---|---|
| Date | Feb 24, 2025 |
| Book Page | MT1464/120 |
| Instrument | 2025001652 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2045 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jan 27, 2026 |
| Property Address | 8039 RUCKER 2 RD, HENDERSON, KY 42420 |
| Document Number | 0RE688/681 |
| Book / Page | RE688 / 681 |
| Instrument Date | Dec 31, 2025 |
| Instrument | 2026000820 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | TEAM TITLE SERVICES, AMT TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8039 RUCKER 1 RD E, HENDERSON, KY 42420-9719 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8039 RUCKER 1 RD E, HENDERSON, KY 42420-9719 |
| Document Number | 2026000821 |
|---|---|
| Date | Jan 27, 2026 |
| Instrument | 2026000821 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Sep 1, 2051 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,783.00 (-2.46%) Homeowner's exemption | $205,000 (-) | $205,000 (-) |
| 2023 | $1,828.00 Homeowner's exemption | $205,000 | $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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