8038 Laurel Tree Dr, Orlando, FL 32819 Property Records

Orange County property record for 8038 Laurel Tree Dr, Orlando, FL 32819

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,312 sqft · built 1985
Lot Size	0.254 acres (11,047 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Sep 2023)
Tax Bill	$7,771 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-23-28-7840-09-490`

Property Details

APN / Parcel Number

Primary APN	`22-23-28-7840-09-490`
Alternative APNs	`282322784009490` `287374` `292226` `296390`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,312 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	1,353 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1989
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,047 sqft (0.254 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8038 LAUREL TREE DR
City	ORLANDO
State	FL
Zip	32819-6922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	SAND LAKE HILLS SECTION TEN 14/14 LOT 949
Legal Range	28E
Legal Township	23S
Legal Section	22
Legal Subdivision	SAND LAKE HILLS SEC 10
Legal Tract	7840
Legal Block	9
Legal Lot Number	949
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3002
Census Tract	14810

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	321 SONOMA VALLEY CIR, ORLANDO, FL 32835-5141
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Oct 24, 2019	Warranty Deed, Transfer · Conventional with PMI SUPREME LNDG
Apr 24, 2019	Warranty Deed, Transfer QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC
Jul 6, 2016	Loan Modification, Mortgage · Conventional Mortgage SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on Record
Deed Sale	Sep 19, 2023 · Amount on Record
Prior Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	2023538638
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8038 LAUREL TREE DR, ORLANDO, FL 32819-6922
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 SONORNA VALLEY CIR, ORLANDO, FL 32835

Mortgage

Document Number	0000538639
Date	Sep 19, 2023
Instrument	20230538639

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 24, 2019
Property Address	8038 LAUREL TREE DR, ORLANDO, FL 32819-6922
Document Number	0000666561
Instrument Date	Oct 15, 2019
Instrument	666561
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,631.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8038 LAUREL TREE DR ORLANDO FL 328196922, ORLANDO, FL 32819-6922

Mortgage

Document Number	666562
Date	Oct 24, 2019
Instrument	666562

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 24, 2019
Property Address	8038 LAUREL TREE DR, ORLANDO, FL 32819-6922
Document Number	0000250095
Instrument Date	Apr 15, 2019
Instrument	250095
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	QUALITY TITLE AND ESCROW LLC, QUALITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$1,190.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8910 DELLA SCALA CIR ORLANDO FL 328365405, ORLANDO, FL 32836-5405

July 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE FL
Property Address	8038 LAUREL TREE DR, ORLANDO, FL 32819-6922
Document Number	0000652741
Instrument Date	Jul 6, 2016
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	8038 LAUREL TREE DR ORLANDO FL 328196922, ORLANDO, FL 32819-6922

Mortgage

Document Number	0000652741
Date	Nov 30, 2017
Instrument	652741

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 29, 2037

Interest

Rate Type	Adjustable Rate
Rate	2%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,270 (-0.61%) Land $120,000 Building $365,270	$485,270 (-1.39%) Land $120,000 Building $365,270
2025	$7,771.00 (+4.2%) Homeowner's exemption	$488,237 (+8.91%)	$492,100 (+9.78%) Land $120,000 Building $372,100
2024	$7,458.00 (+10.29%)
2023	$6,762.00 (+9.93%) Homeowner's exemption	$448,276 (+13.14%) Land $120,000 Building $328,276	$448,276 (+13.14%) Land $120,000 Building $328,276
2022	$6,151.00 Homeowner's exemption	$396,202 Land $120,000 Building $276,202	$396,202 Land $120,000 Building $276,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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