8031 Waterview Ct, Frederick, MD 21701 Property Records

Frederick County property record for 8031 Waterview Ct, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,780 sqft · built 1988
Lot Size0.039 acres (1,700 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Oct 2024)
Tax Bill$3,641 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-558716

Property Details

APN / Parcel Number

Primary APN28-558716
Alternative APN
  • 558716

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,780 sqft Living Area
1st Floor Area640 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleTownhouse
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,700 sqft (0.039 acres)

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck Area192 sqft
Patio Area28 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number558716
Street Address8031 WATERVIEW CT
CityFREDERICK
StateMD
Zip21701-9305
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionLT 743 SEC 7 PLAT 2 BLK LL 1700 SQ. FT. WATERSIDE
Legal SubdivisionWATERSIDE
Legal BlockLL
Legal Lot Number743
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1003
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8031 WATERVIEW CT, FREDERICK, MD 21701-9305
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Dec 21, 2017Grant Deed, Transfer · FHA Mortgage
EMBRACE HM LOANS
Jan 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
SOFI LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2024 · Amount on Record
Deed SaleOct 29, 2024 · Amount on Record
Prior SaleDec 21, 2017 · Amount on Record
Deed Book / Page17087 / 477
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8031 WATERVIEW CT, FREDERICK, MD 21701-9305
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0150520373
DateJul 2, 2021
Book Page15052/373
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2051

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateDec 21, 2017
Property Address8031 WATERVIEW CT, FREDERICK, MD 21701-9305
Document Number0121940305
Book / Page012194 / 000305
Instrument DateDec 18, 2017
Transaction TypeTransfer
Record UpdatedJan 4, 2018
Title CompanyOLDE TOWNE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8031 WATERVIEW CT FREDERICK MD 217019305, FREDERICK, MD 21701-9305

Mortgage

Document Number121940310
DateDec 21, 2017
Book Page012194/000310
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8031 WATERVIEW CT, FREDERICK, MD 21701-9305
Document Number0116480156
Book / Page011648 / 000156
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedMar 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address8031 WATERVIEW CT FREDERICK MD 217019305, FREDERICK, MD 21701-9305

Mortgage

Document Number0116480156
DateFeb 2, 2017
Book Page011648/000156
Lender
NameSOFI LNDG
AddressHEALDSBURG, CA 95448
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2032

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$321,400 (+30.26%)$382,600 (+31.57%) Land $110,000 Building $272,600
2025$3,641.00 (+22.22%)
2023$2,979.00$246,733$290,800 Land $90,000 Building $200,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERSIDE
serves 1,509 people · EPA ID MD0100029
Water SourcePurchased surface water from CITY OF FREDERICK
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

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