803 W Ridgecrest St, Ozark, MO 65721 Property Records

Christian County property record for 803 W Ridgecrest St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,956 sqft · built 2002
Lot Size	0.228 acres (9,960 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Apr 2023 Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.7-35-3-1-14`

Property Details

APN / Parcel Number

Primary APN	`11-0.7-35-3-1-14`
Alternative APN	`11-0.7-35-003-001-014.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,956 sqft Adjusted Area
1st Floor Area	1,250 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asbestos
Lot Area	9,960 sqft (0.228 acres)
Lot Dimensions	120 ft deep x 83 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	803 W RIDGECREST ST
City	OZARK
State	MO
Zip	65721-8247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 SOUTHFORK 2ND ADDITION
Legal Range	21
Legal Township	27
Legal Section	35
Legal Subdivision	SOUTHFORK 2ND ADDITION
Legal Lot Number	11
Jurisdiction	CHRISTIAN MO
Township / Civil Division	EAST FINLEY
Census Block Group	3
Census Block	3014
Census Tract	20303

Owner

Source: Christian County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	2 Co-owners on File
Mailing Address	803 W RIDGECREST ST, OZARK, MO 65721-8247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP
Apr 18, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
May 7, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 5, 2019	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 3, 2023
Deed Sale	Apr 3, 2023
Prior Sale	Oct 30, 2008
Deed Document Number	2023003449
Deed Book / Page	2023 / 003449
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 3, 2023
Property Address	803 W RIDGECREST ST, OZARK, MO 65721-8247
Document Number	0202303449
Book / Page	2023 / 3449
Instrument Date	Apr 3, 2023
Instrument	2023L03510
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	HOAGLAND TITLE COMPANY, HOGAN LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	2023L03511
Date	Apr 3, 2023
Instrument	2023L03511

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	803 W RIDGECREST ST, OZARK, MO 65721-8247
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 W RIDGECREST ST, OZARK, MO 65721-8247

Mortgage

Document Number	0202205653
Date	Apr 18, 2022
Book Page	2022/5653
Instrument	2022L05709

Lender

Name	COMMERCE BANK
Type	Bank
Address	BISHOP HILL, IL 61419

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	803 W RIDGECREST ST, OZARK, MO 65721-8247
Document Number	0202006530
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	803 W RIDGECREST ST OZARK MO 657218247, OZARK, MO 65721-8247

Mortgage

Document Number	0202006530
Date	May 12, 2020
Book Page	002020/006530
Instrument	6597

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	803 W RIDGECREST ST, OZARK, MO 65721-8247
Document Number	0201908819
Instrument Date	Jul 5, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	803 W RIDGECREST ST OZARK MO 657218247, OZARK, MO 65721-8247

Mortgage

Document Number	0201908819
Date	Jul 16, 2019
Book Page	002019/008819
Instrument	8908

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jul 15, 2034

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$30,570 (+7.6%)	$160,900 (+7.63%) Land $25,000 Building $135,900
2023	$28,410	$149,500 Land $25,000 Building $124,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 47% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon, White River Connect.

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