803 W Main Cross St, Findlay, OH 45840 Property Records

Hancock County property record for 803 W Main Cross St, Findlay, OH 45840

Property Summary

Property TypeApartments (5+ Units)
Details6 bd · 4 ba · 3,954 sqft · built 1900
Lot Size0.211 acres (9,178 sqft)
OwnerCompany Name on Record
Last Sale$95,000 (Jun 2013)
Tax Bill$2,162 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN1010-133-08-028.000

Property Details

APN / Parcel Number

Primary APN1010-133-08-028.000
Alternative APN
  • 580000242700

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms14 Rooms
Units4 Units
Stories2 Stories
Building Area3,954 sqft Living Area
1st Floor Area1,977 sqft
Basement Area494 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeBrick
Roof TypeMansard
Roof MaterialShingle
Lot Area9,178 sqft (0.211 acres)
Lot Dimensions180 ft deep x 51 ft wide

Exterior Amenities

PorchSlab
Porch Area268 sqft
Deck Area36 sqft
Patio Area36 sqft
Canopy30 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address803 W MAIN CROSS ST
CityFINDLAY
StateOH
Zip45840-0706
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionJONES & ADAMS ADD LOT 1325
Legal SubdivisionJONES & ADAMS ADD
Legal Lot Number1325
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group1
Census Block1001
Census Tract1000

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address211 E FRONT ST, FINDLAY, OH 45840-4814
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2013 · Amount on Record
Deed SaleJun 3, 2013 · Amount on Record
Prior SaleAug 18, 1992
Deed Document Number20135862
Deed Book / Page2442 / 2455
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address803 W MAIN CROSS ST, FINDLAY, OH 45840-0706
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2569/1205
DateJun 4, 2020
Book Page2569/1205
Instrument202000005091
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 3, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,162.00 (-1.1%)$39,930 (+2.54%) Land $7,610 Building $32,320$114,070 (+2.53%) Land $21,730 Building $92,340
2023$2,186.00$38,940 Land $6,620 Building $32,320
2022$111,260 Land $18,920 Building $92,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1981–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, HDER Link, MetaLINK Technologies.

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