803 S State St, Champaign, IL 61820 Property Records

Champaign County property record for 803 S State St, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,024 sqft · built 1913
Lot Size	0.129 acres (5,626 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Jun 2021)
Tax Bill	$4,317 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-20-13-254-015`

Property Details

APN / Parcel Number

Primary APN	`43-20-13-254-015`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,024 sqft Building Perimeter
1st Floor Area	1,024 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	5,626 sqft (0.129 acres)
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	803 S STATE ST
City	CHAMPAIGN
State	IL
Zip	61820-5116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLOCK 3 MCKINNERY PLACE
Legal Range	08E
Legal Township	19N
Legal Section	13
Legal Subdivision	MCKINNERY PLACE
Legal Block	3
Legal Lot Number	13
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1004
Census Tract	500

Owner

803 S State St is owned and occupied by an individual who bought it in June 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	803 S STATE ST, CHAMPAIGN, IL 61820-5116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Oct 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANKCHAMPAIGN NA
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit BANKCHAMPAIGN
Feb 26, 2019	Loan Modification, Mortgage BANKCHAMPAIGN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Feb 3, 2003 · Amount on File
Deed Document Number	202113370
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 8, 2021
Property Address	803 S STATE ST, CHAMPAIGN, IL 61820-5116
Document Number	0000013370
Map Reference	MB F PG 36
Instrument Date	Jun 1, 2021
Instrument	2021R13370
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 S STATE ST, CHAMPAIGN, IL 61820-5116

Mortgage

Document Number	0000013371
Date	Jun 8, 2021
Instrument	2021R13371

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	803 S STATE ST, CHAMPAIGN, IL 61820-5116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIED CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020801
Date	Oct 8, 2020
Instrument	2020R20801

Lender

Name	BANKCHAMPAIGN NA
Type	Bank
Address	CHAMPAIGN, IL 61824

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Oct 10, 2025

Interest

Rate	4.95%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	803 S STATE ST, CHAMPAIGN, IL 61820-5116
Document Number	0000014045
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 MADISON CT CHAMPAIGN IL 618207565, CHAMPAIGN, IL 61820-7565

Mortgage

Document Number	0000014045
Date	Aug 29, 2019
Instrument	14045

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 28, 2024

Interest

Rate Type	Adjustable Rate

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Property Address	803 S STATE ST, CHAMPAIGN, IL 61820-5116
Document Number	0000005235
Instrument Date	Feb 26, 2019
Transaction Type	Mortgage
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2115 MADISON CT CHAMPAIGN IL 618207565, CHAMPAIGN, IL 61820-7565

Mortgage

Document Number	0000005235
Date	Apr 16, 2019
Instrument	5235

Lender

Name	BANKCHAMPAIGN
Type	Bank
Address	CHAMPAIGN, IL 61824-1490

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2024

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,280 Land $11,960 Building $50,320	$186,840 Land $35,880 Building $150,960
2024	$4,317.00
2022	$3,737.00 Homeowner's exemption	$46,640 Land $8,960 Building $37,680	$139,920 Land $26,880 Building $113,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 803 S State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 803 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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