803 River St, Elko, NV 89801 Property Records

Elko County property record for 803 River St, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 912 sqft · built 1937
Lot Size0.08 acres (3,485 sqft)
OwnerCompany Name on Record
Last Sale$110,000 (Feb 2007)
Tax Bill$978 (2026)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN001-356-009

Property Details

APN / Parcel Number

Primary APN001-356-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area912 sqft Living Area
Gross Area2,064 sqft
1st Floor Area912 sqft
Basement Area912 sqft

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area168 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address803 RIVER ST
CityELKO
StateNV
Zip89801-3841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZGI
Legal DescriptionELKO CITY FILE 1 THE SLY 70 OF
Legal SubdivisionCITY/ELKO
Legal BlockZ
Legal Lot Number13,14
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2037
Census Tract951300

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3330 BEVERLY CIR, ELKO, NV 89801-4785
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2007 · Amount on Record
Deed SaleFeb 7, 2007 · Amount on Record
Deed Document Number2007567604
Last Transfer DateNov 29, 2012
Transfer Doc0000664730
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address803 RIVER ST, ELKO, NV 89801-3841
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000749607
DateDec 14, 2018
Instrument749607
Lender
NameELKO FCU
TypeCredit Union
AddressELKO, NV 89801
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$978.00 (+5.5%)$26,786 (-0.17%) Land $6,650 Building $20,136$76,531 (-0.17%) Land $19,000 Building $57,531
2025$927.00 (+20.7%)$26,831 (+20.26%) Land $6,650 Building $20,181$76,660 (+20.26%) Land $19,000 Building $57,660
2023$768.00 (+8.02%)$22,310 (+15.04%) Land $4,025 Building $18,285$63,743 (+15.04%) Land $11,500 Building $52,243
2022$711.00$19,393 Land $4,025 Building $15,368$55,409 Land $11,500 Building $43,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims9 (1995–2017)
Claims Outside the SFHA1 of 9
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 77% of Nevada
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Zito Media
Fiber · Cable
1,000 / 1,000
CC Communications Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
White Cloud Communications
Fixed Wireless · Fiber in parts of the area
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: Rise Broadband.

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