Matagorda County property record for 803 Ritchie Ave, Palacios, TX 77465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,383 sqft · built 2021 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $441 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 3321-0800-001700 |
| Primary APN | 3321-0800-001700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,383 sqft Living Area |
| Gross Area | 1,642 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Mobile Home |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3321-0800-001700 |
|---|---|
| Street Address | 803 RITCHIE AVE |
| City | PALACIOS |
| State | TX |
| Zip | 77465-4339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALACIOS ORIGINAL TOWNSITE, BLOCK 80, LOT 17, 8TH & RITCHIE ST |
| Legal Subdivision | CITY OF PALACIOS |
| Legal Block | 80 |
| Legal Lot Number | 17 |
| Jurisdiction | MATAGORDA TX |
| Township / Civil Division | PALACIOS |
| Census Block Group | 5 |
| Census Block | 5036 |
| Census Tract | 730600 |
Source: Matagorda County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 803 RITCHIE AVE, PALACIOS, TX 77465-4339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MATAGORDA TX |
| Property Address | 803 RITCHIE AVE, PALACIOS, TX 77465-4339 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000202684 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026-84 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 19, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Matagorda County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Matagorda County |
| Municipality | Palacios City |
| Unified School District | Palacios Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441.00 (+297.3%) Homeowner's exemption | $20,744 (-90.06%) | $205,120 (-1.66%) Land $19,260 Building $185,860 |
| 2025 | $111.00 (+1.83%) Homeowner's exemption | $208,590 (+40.31%) Land $19,260 Building $189,330 | $208,590 (+40.31%) Land $19,260 Building $189,330 |
| 2023 | $148,660 Land $12,440 Building $136,220 | $148,660 Land $12,440 Building $136,220 | |
| 2022 | $109.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 7 (1991–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALACIOS serves 4,700 people · EPA ID TX1610004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Sparklight Cable | 1,000 / 50 |
| TISD Fixed Wireless | 400 / 100 |
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