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803 Pennsylvania Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 803 Pennsylvania Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,296 sqft · built 1910
Lot Size0.258 acres (11,238 sqft)
OwnerCompany Name on Record
Last Sale$90,000 (Aug 2014)
Tax Bill$4,765 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0105-0220

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0105-0220
Alternative APNs
  • 263001000101050220
  • 77480

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,296 sqft Living Area
Gross Area2,824 sqft
1st Floor Area984 sqft
Upper Floors Area984 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1970
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide

Exterior Amenities

PorchFlorida Room
Porch Area856 sqft
Deck Area470 sqft
Patio Area700 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address803 PENNSYLVANIA AVE
CitySAINT CLOUD
StateFL
Zip34769-3370
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionST CLOUD PB B PG 34 BLK 105 LOT 22, 23 & 24 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block105
Legal Lot Number22
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1038
Census Tract43500

Owner

Source: Osceola County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address803 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3370
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Special Warranty Deed, Transfer · Commercial Mortgage
ATHAS CAPITAL GROUP INC
Oct 11, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Oct 15, 2019Quit Claim Deed, Transfer · Line of Credit
M & M PRIVATE LENDING GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2014 · Amount on Record
Deed SaleAug 20, 2014 · Amount on Record
Prior SaleJun 6, 2014
Deed Document Number2014121910
Deed Book / Page4654 / 595
Record UpdatedJun 8, 2026

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 14, 2022
Property Address803 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3370
Document Number0061710936
Book / Page6171 / 936
Map ReferenceMB B PG 33&34
Instrument DateMar 10, 2022
Instrument2022040856
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyNOT AVAILABLE, PERLAND T&E SVCS CORP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address530 4TH AVE, 530, BROOKLYN, NY 11215-4705

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3370

Mortgage

Document Number0006171938
DateMar 14, 2022
Instrument6171/938
Lender
NameATHAS CAPITAL GROUP INC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 11, 2021
Property Address803 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3370
Document Number0060622847
Book / Page6062 / 2847
Map ReferenceMB B PG 33&34
Instrument DateOct 7, 2021
Instrument2021158012
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address803 PENNSYLVANIA AVE, 803, SAINT CLOUD, FL 34769-3370

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 4TH AVE, BROOKLYN, NY 11215-4705

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateOct 15, 2019
Property Address803 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3370
Document Number0056060801
Book / Page005606 / 000801
Instrument DateOct 3, 2019
Instrument133231
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyPARAGON TITLE GROUP INC

Transaction

AmountAmount Recorded
Tax$1.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address803 PENNSYLVANIA AVE ST CLOUD FL 347693370, ST CLOUD, FL 34769-3370

Mortgage

Document Number56060802
DateOct 15, 2019
Book Page005606/000802
Instrument133232
Lender
NameM & M PRIVATE LENDING GROUP LLC
TypeBank
AddressNORTH MIAMI, FL 33181
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,765.00 (+2.5%)$266,000 (+12.57%) Land $55,000 Building $211,000$266,000 (+12.57%) Land $55,000 Building $211,000
2024$4,649.00 (+9.16%)
2023$4,259.00 (+15.67%)$236,300 (+15.78%) Land $50,000 Building $186,300$236,300 (+15.78%) Land $50,000 Building $186,300
2022$3,682.00$204,100 Land $45,000 Building $159,100$204,100 Land $45,000 Building $159,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims1 (1994)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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