803 Ohio Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 803 Ohio Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,344 sqft · built 1987
Lot Size0.308 acres (13,433 sqft)
Owner2 Individual Names on Record
Last Sale$276,000 (Jun 2008)
Tax Bill$7,693 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN09-34-226-020

Property Details

APN / Parcel Number

Primary APN09-34-226-020

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft
Basement Area624 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleRaised Ranch
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,433 sqft (0.308 acres)
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
Deck AreaDeck Area
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address803 OHIO AVE
CitySAINT CHARLES
StateIL
Zip60174-3147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description3 UBDIVISION
Legal SubdivisionASSUNTAS SUB
Legal Block1
Legal Lot Number3
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1047
Census Tract852300

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address803 OHIO AVE, SAINT CHARLES, IL 60174-3147
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2008 · Amount on Record
Deed SaleJun 13, 2008 · Amount on Record
Prior SaleSep 12, 2002 · Amount on Record
Deed Document Number200850146
Prior Transfer DateSep 20, 1995
Prior Transfer Doc0000057379
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address803 OHIO AVE, ST CHARLES, IL 60174-3147
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014497
DateFeb 24, 2021
Instrument2021K014497
Lender
NameCITYWIDE HOME LOANS
TypeMortgage Company
AddressSANDY, UT 84070
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMar 1, 2036
Interest
Rate2.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,693.00 (+7.19%) Homeowner's exemption
2024$108,447 (+14.28%) Land $36,560 Building $71,887$325,471 (+14.32%) Land $109,724 Building $215,747
2022$7,177.00 (+4.2%) Homeowner's exemption$94,899 (+4.91%) Land $32,926 Building $61,973$284,697 (+4.91%) Land $98,778 Building $185,919
2021$6,888.00 Homeowner's exemption$90,458 Land $31,385 Building $59,073$271,374 Land $94,155 Building $177,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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