803 Main St, Chipley, FL 32428 Property Records

Washington County property record for 803 Main St, Chipley, FL 32428

Property Summary

Property Type	Restaurant
Details	3,344 sqft · built 1901
Lot Size	0.1 acres (4,356 sqft)
Owner	Company Name on Record
Last Sale	$337,500 (Nov 2023)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Nov 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000013680000`

Property Details

APN / Parcel Number

Primary APN	`000013680000`
Alternative APN	`13680000`

Interior

Building Area	3,344 sqft Total Area
Gross Area	8,100 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1981
Exterior Material	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Flat
Roof Material	Built-Up Asphalt
Lot Area	4,356 sqft (0.1 acres)
Lot Width	44 ft Width
Porch	Open Porch
Porch Area	352 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000013680000
Street Address	803 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1539
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	4 4 13 ORB 1287 P 968 BEG.AT SWC OF LOT 139,RUN N.44' 7, E.100', S.44' 7, W.100', S1/2 OF NE1/4
Legal Range	13W
Legal Township	04N
Legal Section	04
Legal Block	1368
Legal Lot Number	139
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2045
Census Tract	970104

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1331 COLEMAN AVE, CHIPLEY, FL 32428-1728
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Sep 12, 2000 · Amount on Record
Deed Document Number	0001287968
Deed Book / Page	1287 / 968
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 17, 2023
Property Address	803 MAIN ST, CHIPLEY, FL 32428-1539
Document Number	0067008023
Book / Page	1287 / 968
Instrument Date	Nov 17, 2023
Instrument	202367008023
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	847 BELL CIR, CHIPLEY, FL 32428-6945

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1331 COLEMAN AVE, CHIPLEY, FL 32428-1728

Mortgage

Document Number	0067008024
Date	Nov 17, 2023
Book Page	1287/970
Instrument	202367008024

Lender

Name	INNOVATIONS FINANCIAL CU
Type	Credit Union
Address	PANAMA CITY, FL 32406

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 17, 2033

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,970.00 (+4.83%)	$238,365 (+2.89%) Land $8,800 Building $229,565	$238,365 (+2.89%) Land $8,800 Building $229,565
2024	$4,741.00 (+110.15%)	$231,668 (+111.99%) Land $8,800 Building $222,868	$231,668 (+111.99%) Land $8,800 Building $222,868
2023	$2,256.00 (+1.99%)	$109,280 (-) Land $8,800 Building $100,480	$109,280 (-) Land $8,800 Building $100,480
2022	$2,212.00	$109,280 Land $8,800 Building $100,480	$109,280 Land $8,800 Building $100,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20