Stearns County property record for 803 Krays Lake Rd, Cold Spring, MN 56320 · Last verified August 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 43,734 sqft (1 acres) |
| Last Sale | $445,000 (2026) |
| Tax Bill | $1,244.00 (2026) |
| Primary APN | 48-29702-0880 |
|---|
| Lot Area | 43,734 sqft (1 acres) |
|---|---|
| Depth X Width | 254 ft x 180 ft Depth x Width |
| Street Address | 803 KRAYS LAKE RD |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-0003 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | LOT 008 BLK 001 RIVER LINKS SIXTH ADDITION SECTION 21 TOWNSHIP 123 RANGE 30 SECTION 21 TOWNSHIP 123 RANGE 30 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 21 |
| Legal Subdivision | RIVER LINKS SIXTH ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 4 |
| Census Block | 4010 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29702-0880
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1805 RIVER LINKS DR, COLD SPRING, MN 56320-2349 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Deed Doc Number | 202647159 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jul 16, 2026 |
| Property Address | 803 KRAYS LAKE RD, COLD SPRING, MN 56320-0003 |
| Document Number | 0000047159 |
| Instrument Date | Jul 09, 2026 |
| Instrument | 202647159 |
| Record Updated | Aug 03, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,318.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1805 RIVER LINKS DR, COLD SPRING, MN 56320-2349 |
| Document Number | 0000047159, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 202647159 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 01, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,244.00 | $317,100 (-) Land $317,100 | $317,100 (-) Land $317,100 |
| 2025 | $317,100 Land $317,100 | $317,100 Land $317,100 |
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