803 Gaines St, Central, SC 29630 Property Records

Pickens County property record for 803 Gaines St, Central, SC 29630

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1900
Lot Size	0.512 acres (22,346 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jan 2020)
Tax Bill	$528 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4065-07-78-4052`

Property Details

APN / Parcel Number

Primary APN	`4065-07-78-4052`
Alternative APN	`R0048732`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,346 sqft (0.512 acres)
Garage Type	Carport
Carport	Carport
Porch	Covered Porch
Porch Area	226 sqft
Deck Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0048732
Old Parcel Number	4065 07 78 4052
Street Address	803 GAINES ST
City	CENTRAL
State	SC
Zip	29630-9260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R 12 SINGLE FAM RES DIST
Legal Description	N/SIDE GAINES ST
Jurisdiction	PICKENS SC
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2037
Census Tract	11101

Owner

Source: Pickens County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	803 GAINES ST, CENTRAL, SC 29630-9260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · VA Mortgage SOUTH STATE BANK NATIONAL ASSOCIATION
Jan 10, 2020	Deed, Transfer · VA Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	0002126110
Deed Book / Page	2126 / 110
Last Transfer Date	Jan 10, 2020
Transfer Doc	0000000459
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKENS SC
Property Address	803 GAINES ST, CENTRAL, SC 29630-9260
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019241
Date	Dec 7, 2020
Book Page	5784/110
Instrument	202019241

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PICKENS SC
Recording Date	Jan 10, 2020
Property Address	803 GAINES ST, CENTRAL, SC 29630-9260
Document Number	0000000459
Book / Page	2126 / 110
Map Reference	MB 602 PG 207
Instrument Date	Jan 7, 2020
Instrument	202000459
Transaction Type	Transfer
Record Updated	Nov 30, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$425.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 GAINES ST, CENTRAL, SC 29630-9260

Mortgage

Document Number	0000000460
Date	Jan 10, 2020
Instrument	202000460

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Pickens County assessment roll, as of June 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Pickens County
Municipality	Central Town
Unified School District	Pickens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$528.00 (+12.58%)	$5,290 (+15%) Land $830 Building $4,460	$187,400 (+62.96%) Land $29,300 Building $158,100
2024	$469.00 (+8.31%)	$4,600 (-) Land $720 Building $3,880	$115,000 (-) Land $18,000 Building $97,000
2023	$433.00 (-2.48%)	$4,600 (-) Land $720 Building $3,880	$115,000 (-) Land $18,000 Building $97,000
2022	$444.00	$4,600 Land $720 Building $3,880	$115,000 Land $18,000 Building $97,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CENTRAL serves 3,495 people · EPA ID SC3910005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, West Carolina Rural Telephone Cooperative.

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