803 Eagle Rd, Waxhaw, NC 28173 Property Records

Union County property record for 803 Eagle Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 5,814 sqft · built 1979
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,375,000 (May 2021)
Tax Bill	$5,608 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-129-038`

Property Details

APN / Parcel Number

Primary APN	`06-129-038`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,814 sqft Living Area
Gross Area	6,568 sqft
1st Floor Area	2,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.2 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	164 sqft
Deck Area	182 sqft
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	803 EAGLE RD
City	WAXHAW
State	NC
Zip	28173-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80 WEDDI
Legal Description	#38 AERO PLANTATION PB6 PG88A
Legal Subdivision	AERO PLANTATION
Legal Lot Number	38
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	1
Census Block	1013
Census Tract	21018

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	803 EAGLE RD, WAXHAW, NC 28173-9350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 12, 2021	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Sep 28, 2018	Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 30, 2019	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Jul 22, 2019	Intrafamily Transfer, Transfer · ARM ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Document Number	202122475
Deed Book / Page	8097 / 785
Prior Transfer Date	Jul 16, 2019
Prior Transfer Doc	7420230
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	803 EAGLE RD, WAXHAW, NC 28173-9350
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 EAGLE RD, WAXHAW, NC 28173-9350

Mortgage

Document Number	0008756776
Date	Aug 3, 2023
Book Page	8756/776
Instrument	18703

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 12, 2021
Property Address	803 EAGLE RD, WAXHAW, NC 28173-9350
Document Number	8097785
Book / Page	8097 / 785
Map Reference	MB 6 PG 88
Instrument Date	May 11, 2021
Instrument	22475
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 BARCLAY DOWNS DR APT 632, 4401, CHARLOTTE, NC 28209-4987

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	803 EAGLE RD, WAXHAW, NC 28173-9350

Mortgage

Document Number	22476
Date	May 12, 2021
Instrument	22476

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	803 EAGLE RD, WAXHAW, NC 28173-9350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7243568
Date	Sep 28, 2018
Book Page	7243/568
Instrument	0027503

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75010

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	803 EAGLE RD, WAXHAW, NC 28173-9350
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7454173
Date	Aug 30, 2019
Book Page	7454/173
Instrument	0026096

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 22, 2019
Property Address	803 EAGLE RD, WAXHAW, NC 28173-9350
Document Number	0007420230
Book / Page	7420 / 230
Map Reference	MB 6 PG 88
Instrument Date	Jul 16, 2019
Instrument	0020893
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 EAGLE RD, WAXHAW, NC 28173-9350

Mortgage

Document Number	0000020894
Date	Jul 22, 2019
Instrument	0020894

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,122,500 (-) Land $428,600 Building $693,900	$1,122,500 (-) Land $428,600 Building $693,900
2025	$5,608.00 (+3.09%)	$1,122,500 (+30.6%) Land $428,600 Building $693,900	$1,122,500 (+30.6%) Land $428,600 Building $693,900
2023	$5,440.00	$859,500 Land $334,400 Building $525,100	$859,500 Land $334,400 Building $525,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, Windstream.

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