803 E Division St, Altamont, IL 62411 Property Records

Effingham County property record for 803 E Division St, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,108 sqft · built 1979
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$92,000 (Aug 2012)
Tax Bill	$3,930 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Jan 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-02-101-001`

Property Details

APN / Parcel Number

Primary APN	`09-02-101-001`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	2,108 sqft Base Area
1st Floor Area	2,108 sqft
Basement Area	14 sqft
Unfinished Basement	14 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Frame
Lot Area	11,761 sqft (0.27 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	803 E DIVISION ST
City	ALTAMONT
State	IL
Zip	62411-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BUDDY ESTATES SUB 3494/289 3107/325 2860/263 2759/131 675/266 625/332
Legal Subdivision	BUDDY ESTATES SUBDIVISION
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	2
Census Block	2023
Census Tract	950300

Owner

Source: Effingham County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	803 E DIVISION ST, ALTAMONT, IL 62411-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Jan 15, 2019	Deed of Trust, Mortgage · Construction Mortgage DIETERICH BANK NA
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Sep 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2012 · Amount on Record
Deed Sale	Aug 22, 2012 · Amount on Record
Prior Sale	Sep 15, 2011
Deed Document Number	20121204311
Deed Book / Page	2860 / 263
Last Transfer Date	Sep 3, 2019
Transfer Doc	003494/289
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	803 E DIVISION ST, ALTAMONT, IL 62411-1621
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003494/306
Date	Sep 6, 2019
Book Page	3494/306
Instrument	201901903565

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.65%
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.65%
Index	1-Year CMT
Max Rate	9.65%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	803 E DIVISION ST, ALTAMONT, IL 62411-1621
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003442/019
Date	Jan 15, 2019
Book Page	3442/019
Instrument	201901900162

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 7, 2020

Interest

Rate Type	Fixed Rate
Rate	2.99%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	803 E DIVISION ST, ALTAMONT, IL 62411-1621
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003675/131
Date	Apr 9, 2021
Book Page	3675/131
Instrument	202121001736

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.93%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.93%
Index	1-Year CMT
Max Rate	8.93%

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 6, 2019
Property Address	803 E DIVISION ST, ALTAMONT, IL 62411-1621
Document Number	003494/289
Book / Page	3494 / 289
Map Reference	PL 49-C MB 12 PG 169
Instrument Date	Sep 3, 2019
Instrument	201901903562
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	803 E DIVISION ST, ALTAMONT, IL 62411-1621

Mortgage

Document Number	201901903564
Date	Sep 6, 2019
Instrument	201901903564

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Altamont City
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,930.00 (+91.89%)	$81,910 (+21.01%) Land $5,050 Building $76,860	$245,730 (+21.01%) Land $15,150 Building $230,580
2022	$2,048.00 Homeowner's exemption Additional exemption filed	$67,690 Land $4,170 Building $63,520	$203,070 Land $12,510 Building $190,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT serves 2,610 people · EPA ID IL0490050
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	EJ WATER COOPERATIVE
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Consolidated Communications, Wisper ISP.

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