803 E 7th St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 803 E 7th St, Mc Cook, NE 69001

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,177 sqft · built 2003
Lot Size	0.202 acres (8,800 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Apr 2022)
Tax Bill	$916 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001281604`

Property Details

APN / Parcel Number

Primary APN	`001281604`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,177 sqft Total Area
1st Floor Area	1,177 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,800 sqft (0.202 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	803 E 7TH ST
City	MC COOK
State	NE
Zip	69001-2747
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	JOHN E KELLEY MEMORIAL ADDITION MCCOOK BLK 2 LOT 6 (REPLATTED)
Legal Range	29W
Legal Township	03N
Legal Subdivision	JOHN E KELLEY MEMORIAL ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	RED WILLOW NE
Township / Civil Division	MCCOOK
Census Block Group	1
Census Block	1028
Census Tract	963200

Owner

Source: Red Willow County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 E 7TH ST, MC COOK, NE 69001-2747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2019	Warranty Deed, Transfer · FHA Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	2022523
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RED WILLOW NE
Property Address	803 E 7TH ST, MCCOOK, NE 69001-2747
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202001614
Date	Sep 29, 2020
Instrument	2020-01614

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Aug 7, 2019
Property Address	803 E 7TH ST, MCCOOK, NE 69001-2747
Document Number	201901100
Instrument Date	Aug 1, 2019
Instrument	2019-01100
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	MCCOOK ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	201901101
Date	Aug 7, 2019
Instrument	2019-01101

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Municipality	McCook City
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,502 (-1.31%) Land $11,000 Building $174,502	$185,502 (-1.31%) Land $11,000 Building $174,502
2025	$916.00 (-27.13%) Homeowner's exemption	$187,964 (+11.31%) Land $11,000 Building $176,964	$187,964 (+11.31%) Land $11,000 Building $176,964
2024	$1,257.00 (+134.51%)
2023	$536.00 Homeowner's exemption	$168,872 Land $11,000 Building $157,872	$168,872 Land $11,000 Building $157,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber · Cable in parts of the area	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Viaero Wireless, Vistabeam.

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