803 E 10th Ct, Panama City, FL 32401 Property Records

Bay County property record for 803 E 10th Ct, Panama City, FL 32401

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 1,448 sqft · built 1940
Lot Size	0.114 acres (4,965 sqft)
Owner	Company Name on File
Last Sale	$409,300 (Mar 2020)
Tax Bill	$937 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`17026-000-000`

Property Details

APN / Parcel Number

Primary APN	`17026-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	2 Units
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	4,965 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Driveway	Driveway
Driveway Area	240 sqft
Porch	Florida Room
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	803 E 10TH CT
City	PANAMA CITY
State	FL
Zip	32401-3453
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PC03
Legal Description	GLENWOOD ADD. LOT 9 BLK 2 ORB 4230 P 796
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	2
Legal Lot Number	9
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4020
Census Tract	1600

Owner

803 E 10th Ct, a duplex, is owned by a company that bought it in March 2020.

Source: Bay County records, as of April 13, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4092, FORT WALTON BEACH, FL 32549-4092
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Grant Deed, Transfer LIMA ONE CAP
Jun 1, 2018	Warranty Deed, Transfer OMEGA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on File
Deed Sale	Mar 9, 2020 · Amount on File
Prior Sale	Jun 1, 2018 · Amount on File
Deed Document Number	202017572
Deed Book / Page	4230 / 796
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY FL
Recording Date	Mar 9, 2020
Property Address	803 E 10TH CT, PANAMA CITY, FL 32401-3453
Document Number	0042300796
Book / Page	004230 / 000796
Instrument Date	Feb 21, 2020
Instrument	17572
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	SETCO SERVICES LLC, SETCO SVCS LLC

Transaction

Amount	Amount on Record
Tax	$272.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4092 FORT WALTON BEACH FL 325494092, FORT WALTON BEACH, FL 32549-4092

Mortgage

Document Number	42300802
Date	Mar 9, 2020
Book Page	004230/000802
Instrument	17574

Lender

Name	LIMA ONE CAP
Type	Funding / Finance Company
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount on Record

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jun 1, 2018
Property Address	803 E 10TH CT, PANAMA CITY, FL 32401-3453
Document Number	0040140047
Book / Page	004014 / 000047
Instrument Date	Jun 1, 2018
Instrument	32424
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	OMEGA TITLE

Transaction

Amount	Amount on Record
Tax	$280.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4092 FORT WALTON BEACH FL 325494092, FORT WALTON BEACH, FL 32549-4092

Tax Assessment & Valuation

The 2025 property tax bill for 803 E 10th Ct was $937, down 35.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$937.00 (-35.29%)	$57,814	$62,297 Land $12,032 Building $50,265
2024	$1,448.00 (+39.63%)
2023	$1,037.00 (+13.33%)	$50,985 (+15.49%) Land $10,152 Building $40,833	$50,985 (+15.49%) Land $10,152 Building $40,833
2022	$915.00	$44,145 Land $7,557 Building $36,588	$44,145 Land $7,557 Building $36,588

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 803 E 10th Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 803 E 10th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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