803 E 109th Ave, Tampa, FL 33612 Property Records

Hillsborough County property record for 803 E 109th Ave, Tampa, FL 33612

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1982
Lot Size0.142 acres (6,166 sqft)
OwnerIndividual Name on File
Last Sale$137,800 (Jan 2022)
Tax Bill$1,998 (2025)
Deeds & MortgagesJun 2026 Line of Credit
May 2024 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN095986-0100

Property Details

APN / Parcel Number

Primary APN095986-0100
Alternative APN
  • A1328183D0C00000000020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
Gross Area896 sqft
1st Floor Area864 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2004
Architectural StyleMansion
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,166 sqft (0.142 acres)
Lot Dimensions115 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area32 sqft
Shed1 Shed
Shed Area240 sqft
Utility Building320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0959860100
Street Address803 E 109TH AVE
CityTAMPA
StateFL
Zip33612-5702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-50
Legal DescriptionCENTRAL HEIGHTS LOT 2 BLOCK C AND N 1/2 OF CLOSED ALLEY ABUTTING S
Legal Range18E
Legal Township28S
Legal Section13
Legal SubdivisionCENTRAL HEIGHTS
Legal Tract3D0
Legal BlockC
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group2
Census Block2009
Census Tract401

Owner

803 E 109th Ave is owned and occupied by an individual who bought it in January 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address803 E 109TH AVE, TAMPA, FL 33612-5702
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Deed of Trust, Mortgage · Line of Credit
TRACY FEDERAL CREDIT UNION
May 2, 2024Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Jan 24, 2022Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 24, 2022 · Amount on File
Deed SaleJan 24, 2022 · Amount on File
Deed Document Number202240809
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Recording DateJun 2, 2026
Property Address803 E 109TH AVE, TAMPA, FL 33612-5702
Document Number0000210337
Instrument DateMay 29, 2026
Instrument2026210337
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 E 109TH AVE, TAMPA, FL 33612-5702

Mortgage

Document Number0000210337,
DateJun 2, 2026
Instrument2026210337
Lender
NameTRACY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 29, 2036
Interest
Rate6.3%
Max Rate-1%

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address803 E 109TH AVE, TAMPA, FL 33612-5702
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyTITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 E 109TH AVE, TAMPA, FL 33612-5702

Mortgage

Document Number0000177276
DateMay 2, 2024
Instrument2024177276
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term251 Months
DueApr 22, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 24, 2022
Property Address803 E 109TH AVE, TAMPA, FL 33612-5702
Document Number0000040809
Map ReferenceMB 22 PG 76
Instrument DateJan 18, 2022
Instrument2022040809
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$964.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11340 MARJORY AVE, TAMPA, FL 33612-5635

Transferred To (Grantee/Buyer)

NameVerified Name
Address803 E 109TH AVE, TAMPA, FL 33612-5702

Mortgage

Document Number0000040810
DateJan 24, 2022
Instrument2022040810
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 803 E 109th Ave was $1,998 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityTampa City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,618 (+2.65%) Land $46,920 Building $94,698$141,618 (+2.65%) Land $46,920 Building $94,698
2025$1,998.00 Homeowner's exemption$137,964 Land $46,920 Building $91,044$137,964 Land $46,920 Building $91,044
2023$1,934.00 (+8.04%) Homeowner's exemption$138,270 (+6.39%) Land $43,988 Building $94,282$138,270 (+6.39%) Land $43,988 Building $94,282
2022$1,790.00$129,962 Land $38,122 Building $91,840$129,962 Land $38,122 Building $91,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 803 E 109th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1988–2014)
Claims Outside the SFHA3 of 3
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 803 E 109th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TAMPA WATER DEPARTMENT
serves 733,886 people · EPA ID FL6290327
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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