803 20th Ave N, Columbus, MS 39701 Property Records

Lowndes County property record for 803 20th Ave N, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,639 sqft · built 1989
Lot Size	0.263 acres (11,460 sqft)
Owner	2 Individual Names on File
Last Sale	$235,250 (May 2026)
Tax Bill	$3,792 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56W150207700`

Property Details

APN / Parcel Number

Primary APN	`56W150207700`
Alternative APNs	`011547` `11547`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,639 sqft Adjusted Area
1st Floor Area	1,309 sqft
2nd Floor Area	333 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,460 sqft (0.263 acres)
Lot Dimensions	191 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	803 20TH AVE N
City	COLUMBUS
State	MS
Zip	39701-2331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	803 20TH AVE N LOT 31 6A
Legal Range	18W
Legal Township	18S
Legal Section	09
Legal Subdivision	PLEASANT RIDGE EST 2ND
Legal Lot Number	31
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1005
Census Tract	902

Owner

803 20th Ave N is owned and occupied by two individuals who bought it in May 2026.

Source: Lowndes County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	803 20TH AVE N, COLUMBUS, MS 39701-2331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Warranty Deed, Transfer · VA Mortgage USAA FSB
Mar 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY
Mar 17, 2023	Warranty Deed, Transfer · Stand-Alone Refinance GUARANTY BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Mar 17, 2023 · Amount on File
Deed Book / Page	2026 / 3858
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	May 19, 2026
Property Address	803 20TH AVE N, COLUMBUS, MS 39701-2331
Document Number	2026003858
Book / Page	2026 / 3858
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	803 20TH AVE N, COLUMBUS, MS 39701-2331
Investor	Possibly a Property Investor

Mortgage

Document Number	2026011392,
Date	May 19, 2026
Book Page	2026/11392

Lender

Name	USAA FSB

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	803 20TH AVE N, COLUMBUS, MS 39701-2331
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020235275
Date	Mar 17, 2023
Book Page	2023/5275

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	37 Months
Due	Apr 1, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Mar 17, 2023
Property Address	803 20TH AVE N, COLUMBUS, MS 39701-2331
Document Number	0020232156
Book / Page	2023 / 2156
Instrument Date	Mar 15, 2023
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020235275
Date	Mar 17, 2023
Instrument	2023/5275

Lender

Name	GUARANTY BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	37 Months
Due	Apr 1, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 803 20th Ave N was $3,792, up 1.2% from the year before.

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Municipality	Columbus City
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,792.00 (+1.23%)	$23,219	$154,790 Land $20,000 Building $134,790
2024	$3,746.00 (+263.69%)
2023	$1,030.00 Homeowner's exemption Senior Citizen's exemption	$13,798	$137,980 Land $20,000 Building $117,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 803 20th Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 803 20th Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS LIGHT & WATER serves 23,616 people · EPA ID MS0440003
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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