8028 Cipher Row, Jessup, MD 20794 Property Records

Howard County property record for 8028 Cipher Row, Jessup, MD 20794 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1981
Square Footage	1,396 sqft Total Area
Lot Size	13,024 sqft (0.299 acres)
Garage	Attached, 280 sqft
Occupancy	Owner Occupied
Last Sale	$940,000 (2024)
Tax Bill	$6,543.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-453503`
Alternative APNs	`6453503` `453503`

Interior

Full Baths	2 Baths
Building Area	1,396 sqft Total Area
Stories	2 Stories

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	13,024 sqft (0.299 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	280 sqft Garage
Porch Area	224 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	453503
Street Address	8028 CIPHER ROW
City	JESSUP
State	MD
Zip	20794-9018
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 171 .299 A 8028 CIPHER ROW GREENBRIAR WDS SEC 5 A1
Legal Subdivision	GREENBRIAR WDS SEC 05 A1
Legal Lot Number	171
Jurisdiction	HOWARD MD
Minor Civil Division	6, SAVAGE
Census Blockgroup	3
Census Block	3002
Census Tract	606905

Owner

Source: Howard County records · APN 06-453503

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8028 CIPHER ROW, JESSUP, MD 20794-9018
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 08, 2024 · Amount on Record
Deed Sale	Jul 08, 2024 · Amount on Record
Prior Sale	Oct 31, 1989 · Amount on Record
Deed Book / Page	22408 / 385
Record Refreshed	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8028 CIPHER ROW, JESSUP, MD 20794-9018
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	BRIDGE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8028 CIPHER ROW, JESSUP, MD 20794-9018

Mortgage

Document Number	0231670235
Date	Mar 31, 2026
Book Page	23167/235

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,700 (+6.11%)	$488,100 (+18.33%) Land $286,000 Building $202,100
2025	$6,543.00 (+9.78%)	$412,500 (+14.26%) Land $211,000 Building $201,500	$412,500 (-) Land $211,000 Building $201,500
2024	$5,960.00 (+57.88%)
2023		$361,033	$412,500 Land $211,000 Building $201,500
2022	$3,775.00