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8028 193rd Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 8028 193rd Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,017 sqft · built 1996
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$226,000 (Nov 2019)
Tax Bill$2,461 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-02S-12E-09994-001000

Property Details

APN / Parcel Number

Primary APN20-02S-12E-09994-001000
Alternative APN
  • 09994001000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,017 sqft Living Area
1st Floor Area2,017 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
Garage Area441 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8028 193RD RD
CityLIVE OAK
StateFL
Zip32060-7741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 10.00 ACRES NW1/4 OF NW1/4 OF NW1/4 ORB 2152 P 308 WD YR 2020
Legal Range12E
Legal Township02S
Legal Section20
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1057
Census Tract970304

Owner

8028 193rd Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Suwannee County records, as of June 9, 2026

Owner of Record2 Individual Names on File
Mailing Address8028 193RD RD, LIVE OAK, FL 32060-7741
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
TD BANK
Nov 15, 2019Warranty Deed, Transfer · FHA Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2019 · Amount on File
Deed SaleNov 15, 2019 · Amount on File
Prior SaleJun 7, 2013 · Amount on File
Deed Document Number2019220549
Deed Book / Page2152 / 308
Prior Transfer DateOct 8, 2003
Prior Transfer Doc0310123314
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Recording DateMay 29, 2026
Property Address8028 193RD RD, LIVE OAK, FL 32060-7741
Document Number0000005688
Book / Page2703 / 14
Instrument DateMay 8, 2026
Instrument20265688
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8028 193RD RD, LIVE OAK, FL 32060-7741

Mortgage

Document Number0000005688,
DateMay 29, 2026
Book Page2703/14
Instrument20265688
Lender
NameTD BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 13, 2036
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 15, 2019
Property Address8028 193RD RD, LIVE OAK, FL 32060-7741
Document Number0000220549
Book / Page2152 / 0308
Instrument DateNov 15, 2019
Instrument2019220549
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyABSTRACT & TITLE SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,582.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8028 193RD RD, 8028, LIVE OAK, FL 32060-7741

Transferred To (Grantee/Buyer)

NameVerified Name
Address3088 PISGAH RD, PERRY, FL 32347-0836

Mortgage

Document Number0000000309
DateNov 15, 2019
Instrument2152-0309
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8028 193rd Rd was $2,461 with a homeowner's exemption, up 2.8% from the year before.

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,461.00 (+2.8%) Homeowner's exemption$306,643 Land $74,900 Building $231,743$306,643 Land $74,900 Building $231,743
2024$2,394.00 (+2.61%)
2023$2,333.00 (+2.91%) Homeowner's exemption$172,919 (+3%)$275,252 (+31.42%) Land $64,000 Building $211,252
2022$2,267.00 Homeowner's exemption$167,883$209,449 Land $56,000 Building $153,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8028 193rd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8028 193rd Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Windstream
DSL		100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 193rd Rd

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