8026 Nicky Ct, Laurel, MD 20723 Property Records

Howard County property record for 8026 Nicky Ct, Laurel, MD 20723

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,730 sqft · built 1983
Lot Size	0.328 acres (14,287 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,500 (Apr 2018)
Tax Bill	$9,182 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-461794`

Property Details

APN / Parcel Number

Primary APN	`06-461794`
Alternative APNs	`6461794` `461794`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,730 sqft Total Area
Basement Area	550 sqft
Finished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,287 sqft (0.328 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	536 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	461794
Street Address	8026 NICKY CT
City	LAUREL
State	MD
Zip	20723-1169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 14 .328 A S 8 8026 NICKY CT HAMMOND VILLAGE
Legal Subdivision	HAMMOND VILLAGE
Legal Lot Number	14
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	2
Census Block	2001
Census Tract	606808

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8026 NICKY CT, LAUREL, MD 20723-1169
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage SANDY SPRING BANK
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP
Apr 6, 2018	Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	May 25, 1983 · Amount on Record
Deed Book / Page	18120 / 28
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8026 NICKY CT, LAUREL, MD 20723-1169
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8026 NICKY CT, LAUREL, MD 20723-1169

Mortgage

Document Number	0229290292
Date	Sep 24, 2025
Book Page	22929/292

Lender

Name	ATLANTIC UNION BANK
Type	Bank
Address	LAUREL, MD 20723

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2055

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8026 NICKY CT, LAUREL, MD 20723-1169
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	PROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8026 NICKY CT, LAUREL, MD 20723-1169

Mortgage

Document Number	0208970172
Date	Sep 14, 2021
Book Page	20897/172

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Sep 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	8.12%
Index	6-Month LIBOR
Margin	3
Max Rate	8.12%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	8026 NICKY CT, LAUREL, MD 20723-1169
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	EXPRESS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0188450310
Date	Aug 22, 2019
Book Page	18845/310

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Apr 6, 2018
Property Address	8026 NICKY CT, LAUREL, MD 20723-1169
Document Number	0181200028
Book / Page	18120 / 028
Map Reference	PL4709
Instrument Date	Apr 4, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8026 NICKY CT, LAUREL, MD 20723-1169

Mortgage

Document Number	0001812034
Date	Apr 6, 2018
Instrument	18120/34

Lender

Name	FIRST SAVINGS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,182.00 (+4.77%)	$594,100 (+4.76%)	$648,100 (+14.28%) Land $296,600 Building $351,500
2025	$8,764.00 (+65.17%)	$567,100 (+12.69%) Land $246,600 Building $320,500	$567,100 (-) Land $246,600 Building $320,500
2023		$503,233	$567,100 Land $246,600 Building $320,500
2022	$5,306.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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