80255 Scotch Settlement Rd, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 80255 Scotch Settlement Rd, Bruce, MI 48065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,764 sqft · built 1972
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Jan 2023)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Feb 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-01-100-009`

Property Details

APN / Parcel Number

Primary APN	`14-01-01-100-009`
Alternative APN	`0101100009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	882 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Wood Siding
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	793 sqft
Parking Spaces	3 Parking Spaces
Patio Area	285 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	80255 SCOTCH SETTLEMENT RD
City	BRUCE TWP
State	MI
Zip	48065-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	B 5C4 L75 T5N R12E SEC 1 COMM AT NW COR OF FRL SEC 1; TH S 01 DEG 46' 30" W 2034.24 FT TO PT BEG; TH S 89 DEG 34' E 1293.56 FT; TH S 01 DEG 30' W 339 FT; TH N 89 DEG 34' W 1295.29 FT; TH N 01 DEG 45' 30" E 339.04 FT TO PT OF BEG 10 A.
Legal Range	12E
Legal Township	05N
Legal Section	01
Jurisdiction	MACOMB MI
Township / Civil Division	BRUCE
Census Block Group	1
Census Block	1002
Census Tract	214000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	80255 SCOTCH SETTLEMENT RD, BRUCE TWP, MI 48065-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK
Feb 28, 2019	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Feb 28, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2023 · Amount on File
Deed Sale	Jan 24, 2023 · Amount on File
Prior Sale	Apr 23, 2014 · Amount on File
Deed Document Number	20236301
Deed Book / Page	28981 / 783
Prior Transfer Date	Feb 9, 2012
Prior Transfer Doc	0000020354
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 24, 2023
Property Address	80255 SCOTCH SETTLEMENT RD, BRUCE TWP, MI 48065-1512
Document Number	2300006301
Book / Page	28981 / 783
Instrument Date	Jan 19, 2023
Instrument	202300006301
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	METRO HILLS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80255 SCOTCH SETTLEMENT RD, BRUCE TWP, MI 48065-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80255 SCOTCH SETTLEMENT RD, BRUCE TWP, MI 48065-1512

Mortgage

Document Number	2300006438
Date	Jan 24, 2023
Instrument	202300006438

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MACOMB MI
Property Address	80255 SCOTCH SETTLEMENT RD, BRUCE TWP, MI 48065-1512
Document Number	0000043317
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80255 SCOTCH SETTLEMENT RD BRUCE TWP MI 480651512, BRUCE TWP, MI 48065-1512

Mortgage

Document Number	0000043317
Date	Apr 17, 2019
Book Page	025911/000325
Instrument	43317

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2049

Interest

Rate	5.25%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	80255 SCOTCH SETTLEMENT RD, BRUCE TWP, MI 48065-1512
Document Number	0000038159
Instrument Date	Feb 28, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80255 SCOTCH SETTLEMENT RD BRUCE TWP MI 480651512, BRUCE TWP, MI 48065-1512

Mortgage

Document Number	0000038159
Date	Apr 5, 2019
Book Page	025888/000786
Instrument	38159

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Bruce Township
Unified School District	Almont Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,700 (+9.99%)	$365,400 (+9.99%)
2025	$4,257.00 (+12.86%) Homeowner's exemption	$166,100 (+19.75%)	$332,200 (+19.75%)
2023		$138,700	$277,400
2022	$3,772.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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