8025 Lighthouse Lndg, Frederick, MD 21701 Property Records

Frederick County property record for 8025 Lighthouse Lndg, Frederick, MD 21701

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,652 sqft · built 1987
Lot Size0.066 acres (2,870 sqft)
Owner2 Individual Names on Record
Last Sale$262,000 (Sep 2019)
Tax Bill$4,072 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-557507

Property Details

APN / Parcel Number

Primary APN28-557507
Alternative APN
  • 557507

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,652 sqft Living Area
1st Floor Area836 sqft
Basement Area1 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area2,870 sqft (0.066 acres)
Deck Area180 sqft
Patio Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number557507
Street Address8025 LIGHTHOUSE LNDG
CityFREDERICK
StateMD
Zip21701-9306
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR8
Legal DescriptionLOT 700 BL FF PLAT 1 SECT 7- 2870 SQ FT WATERSIDE
Legal SubdivisionWATERSIDE SUB SEC 7 1
Legal BlockFF
Legal Lot Number700
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1003
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8025 LIGHTHOUSE LNDG, FREDERICK, MD 21701-9306
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 16, 2019Deed, Transfer · Conventional Mortgage
MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2019 · Amount on Record
Deed SaleSep 16, 2019 · Amount on Record
Prior SaleNov 13, 2003 · Amount on Record
Deed Book / Page13212 / 1
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8025 LIGHTHOUSE LNDG, FREDERICK, MD 21701-9306
Transaction TypeMortgage
Record UpdatedAug 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0165270157
DateJul 21, 2023
Book Page16527/157
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2043

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8025 LIGHTHOUSE LNDG, FREDERICK, MD 21701-9306
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address8025 LIGHTHOUSE LNDG, FREDERICK, MD 21701-9306

Mortgage

Document Number0146710001
DateMar 18, 2021
Book Page14671/1
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term239 Months
DueFeb 1, 2041

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 16, 2019
Property Address8025 LIGHTHOUSE LNDG, FREDERICK, MD 21701-9306
Document Number0132120001
Book / Page13212 / 0001
Map ReferenceMB 34 PG 188
Instrument DateAug 30, 2019
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyUNITED TITLE SERVICE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$655.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address8025 LIGHTHOUSE LNDG, FREDERICK, MD 21701-9306

Mortgage

Document Number132120009
DateSep 16, 2019
Instrument13212/0009
Lender
NameMCLEAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$343,467 (+25.58%)$378,200 (+15.98%) Land $110,000 Building $268,200
2025$4,072.00 (+23.66%)
2023$3,293.00$273,500$326,100 Land $90,000 Building $236,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERSIDE
serves 1,509 people · EPA ID MD0100029
Water SourcePurchased surface water from CITY OF FREDERICK
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

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