Howard County property record for 8024 Main St, Ellicott City, MD 21043
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 1,140 sqft · built 1900 |
| Lot Size | 0.015 acres (675 sqft) |
| Owner | Company Name on File |
| Last Sale | $500,000 (Apr 2022) |
| Tax Bill | $1,002 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Line of Credit Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 02-240548 |
| Primary APN | 02-240548 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 3 Stories |
| Building Area | 1,140 sqft Total Area |
| 1st Floor Area | 1,710 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stone |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 675 sqft (0.015 acres) |
| Porch | Slab |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 240548 |
|---|---|
| Street Address | 8024 MAIN ST |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-4617 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | HC |
| Legal Description | LOT 18 675 SQ' 8024 8026 MAIN ST ELLICOTT CITY |
| Legal Lot Number | 18 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 602800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ellicott City Historic District listed 1978 · 186 contributing resources · NRIS 78001467 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
8024 Main St, a residential property, is owned by a company that bought it in April 2022.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 118 FREDERICK RD, ELLICOTT CITY, MD 21043-4712 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2022 | Special Warranty Deed, Transfer · Line of Credit SANDY SPRING BANK |
| Feb 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PROSPERITY HOME MORTGAGE LLC |
| Jun 21, 2018 | Loan Modification, Mortgage STEARNS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on File |
| Deed Sale | Apr 1, 2022 · Amount on File |
| Prior Sale | Dec 11, 2013 · Amount on File |
| Deed Book / Page | 21436 / 44 |
| Transfer Doc | 0000001007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 1, 2022 |
| Property Address | 8024 MAIN ST, ELLICOTT CITY, MD 21043-4617 |
| Document Number | 0214360044 |
| Book / Page | 21436 / 44 |
| Instrument Date | Mar 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2022 |
| Title Company | NOT AVAILABLE, EAGLE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 FREDERICK RD, ELLICOTT CITY, MD 21043-4712 |
| Document Number | 0002143651 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 21436/51 |
| Name | SANDY SPRING BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8024 MAIN ST, ELLICOTT CITY, MD 21043-4617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0174420143 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 17442/143 |
| Instrument | 17442-143 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANTILLY, VA 20151 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8024 MAIN ST, ELLICOTT CITY, MD 21043-4617 |
| Document Number | 0182810016 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 8024 MAIN ST ELLICOTT CITY MD 210434617, ELLICOTT CITY, MD 21043-4617 |
| Document Number | 0182810016 |
|---|---|
| Date | Jul 20, 2018 |
| Book Page | 018281/000016 |
| Name | STEARNS BK |
|---|---|
| Type | Bank |
| Address | ST CLOUD, MN 56302 |
| Term | 240 Months |
|---|---|
| Due | Jul 19, 2038 |
The 2026 property tax bill for 8024 Main St was $1,002, down 83.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,002.00 (-83.6%) | $448,000 (+21.04%) Land $97,200 Building $350,800 | $448,000 (-) Land $97,200 Building $350,800 |
| 2025 | $6,110.00 | $370,133 | $448,000 Land $97,200 Building $350,800 |
| 2023 | $214,400 Land $67,500 Building $146,900 | $214,400 Land $67,500 Building $146,900 | |
| 2022 | $2,414.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 8024 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 74 (1979–2023) |
| Claims Outside the SFHA | 34 of 74 |
| Most Recent Claim | Nov 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8024 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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